The Western Union Company WU
Composite 54/100; the shares have moved about 42% annualised. Names that move more contribute more risk for the same amount invested, and our composite reflects how strong the evidence for this one is right now.
Momentum ranks 27/100 — a moderate mark against it.
Income ranks 97/100 — a strong point in its favour. Valuation ranks 78/100 — a strong point in its favour. Quality ranks 62/100 — a moderate point in its favour.
Momentum ranks 27/100 — a moderate mark against it. Growth ranks 30/100 — a moderate mark against it. Balance-sheet strength ranks 48/100 — a slight mark against it.
What the company does The Western Union Company provides money transfer, bill payment, and digital financial services via retail agents, websites, and mobile apps. Its segments include Consumer Money Transfer and Consumer Services, offering cross-border transfers, bill pay, prepaid cards, and digital wallets.
Key financials WU shows strong profitability metrics: ROE 47.7%, ROA 5.4%, and ROCE 19.1%. Gross, operating, and net margins stand at 36.1%, 12.5%, and 10.9%, respectively. Revenue growth is flat (-0.1%), while EPS declined -44.4%. Valuation metrics include a forward P/E of 4.62 and EV/EBITDA of 2.56.
Stock health The stock exhibits weak momentum (3m -6.58%, 6m -8.60%) but strong income (dividend yield 11.4%). Quality scores are high (Quality 66.2, Income 94.2), though growth (22.3) and momentum (32.9) lag. Leverage is elevated (Debt/Equity 2.88), with a current ratio of 0.26.
Price vs fair value The stock trades at a **discount** of 4.19% versus the 12-month analyst target of 8.43. - Q2 2026 earnings missed estimates, with revenue declining (Zacks, StockStory). - Guidance was lowered, raising concerns about growth (Simply Wall St.). - Digital initiatives and stablecoin partnerships were highlighted as potential offsets (GuruFocus.com).
Looking forward Analysts cite digital growth and cost discipline as key drivers, but revenue headwinds persist. The high dividend (11.4%) and strong profitability offset weak top-line trends. Valuation remains attractive (PEG 0.15), but execution risks remain elevated.
This is not investment advice. Sideravia provides automated, data-driven analysis for information and education only. Nothing on this page is a personal recommendation or an invitation to buy or sell any security, and it does not consider your objectives or financial situation. Assessments are generated by rules applied uniformly to every covered stock — how our scores work.
Data as of 2026-09-04, compiled from third-party sources; errors and delays are possible and figures are not warranted. Investing puts your capital at risk; past performance does not predict future results. We publish our full track record, including the calls that lost, and our conflicts of interest.