Wintrust Financial Corporation WTFC
Composite 62/100; the shares have moved about 22% annualised. Names that move more contribute more risk for the same amount invested, and our composite reflects how strong the evidence for this one is right now.
Balance-sheet strength ranks 48/100 — a slight mark against it.
Valuation ranks 80/100 — a strong point in its favour. Growth ranks 66/100 — a moderate point in its favour. Quality ranks 63/100 — a moderate point in its favour.
Balance-sheet strength ranks 48/100 — a slight mark against it.
What the company does Wintrust Financial (WTFC) is a regional U.S. bank holding company offering community banking, specialty finance, and wealth management services through 17+ subsidiaries, serving middle-market firms and consumers.
Key financials WTFC posts ROE 12.2%, ROA 1.2%, net margin 32.6%, revenue growth 10.2%, and EPS growth 18.7%. Sideravia ranks Quality 70.6 and Valuation 77.0, signaling strong fundamentals and attractive pricing.
Stock health Momentum is positive: 3m 8.25%, 6m 10.71%, 12m 23.26%, with RSI 50.30 and only -4.53% below the 52-week high, indicating balanced technicals.
Price vs fair value The stock trades at a discount to both our fair-value estimate and analyst target. - Trading at a discount of 12.79% versus the 12-month target of 180.07 (analyst count 14.0). - Valuation percentile 77.0/100 and forward P/E 12.66 suggest undervaluation. - Strong profitability (ROE 12.2%) and growth (EPS 18.7%) support the discount.
Looking forward Forward P/E 12.66 and PEG 1.17 imply modest earnings multiples, while Sideravia’s 66.2 overall score suggests balanced risk/reward for a quality regional bank.
This is not investment advice. Sideravia provides automated, data-driven analysis for information and education only. Nothing on this page is a personal recommendation or an invitation to buy or sell any security, and it does not consider your objectives or financial situation. Assessments are generated by rules applied uniformly to every covered stock — how our scores work.
Data as of 2026-09-05, compiled from third-party sources; errors and delays are possible and figures are not warranted. Investing puts your capital at risk; past performance does not predict future results. We publish our full track record, including the calls that lost, and our conflicts of interest.