Visa Inc. V
Composite 62/100; the shares have moved about 23% annualised. Names that move more contribute more risk for the same amount invested, and our composite reflects how strong the evidence for this one is right now.
Valuation ranks 27/100 — a moderate mark against it.
Quality ranks 87/100 — a strong point in its favour. Balance-sheet strength ranks 74/100 — a moderate point in its favour. Momentum ranks 68/100 — a moderate point in its favour.
Valuation ranks 27/100 — a moderate mark against it. Income ranks 40/100 — a slight mark against it.
What the company does Visa operates a global payment network (VisaNet) enabling authorization, clearing, and settlement for credit, debit, and prepaid cards, as well as tap-to-pay, tokenization, and Visa Direct services. It serves consumers, merchants, financial institutions, and governments across 18 billion endpoints, with brands including Visa, Visa Electron, and Interlink.
Key financials Visa reports exceptional profitability: ROE 60.4%, ROA 19.2%, ROCE 44.0%, and net margins of 51.7%. Revenue and EPS growth are 17.1% and 35.5%, respectively, with gross margins at 97.8%. The balance sheet shows debt/equity of 0.68 and net debt/EBITDA of 0.32, with strong interest coverage of 23.85.
Stock health Momentum is positive over 3m (14.68%), 6m (12.51%), and 12m (8.56%), though down 1.45% from its 52-week high. The RSI(14) is 64.20, indicating moderate bullish momentum. The Sidereavia score ranks overall at 61.7, with quality at 84.2 and valuation at 31.0.
Price vs fair value Visa trades at a discount of 12.40% versus the analyst mean target of 414.12. - Strong Q3 results may have already priced in upside (Simply Wall St.). - Stablecoin payouts via Zerohash expand Visa Direct’s cross-border reach (Forkast News, CryptoProwl, decrypt). - A $2.4B investment in behavioral biometrics targets trust in agent commerce (Forkast News).
Looking forward Forward P/E of 24.21 and PEG of 0.79 suggest reasonable valuation relative to growth. Expansion into stablecoin rails and AI-driven fraud prevention could drive long-term adoption. However, competition from fintechs and regulatory scrutiny remain risks.
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Data as of 2026-09-04, compiled from third-party sources; errors and delays are possible and figures are not warranted. Investing puts your capital at risk; past performance does not predict future results. We publish our full track record, including the calls that lost, and our conflicts of interest.