UWM Holdings Corporation UWMC
Composite 24/100; the shares have moved about 76% annualised. Names that move more contribute more risk for the same amount invested, and our composite reflects how strong the evidence for this one is right now.
Income ranks 0/100 — a strong mark against it.
Its least weak area is Growth at 50.
Income ranks 0/100 — a strong mark against it. Momentum ranks 12/100 — a strong mark against it. Balance-sheet strength ranks 15/100 — a strong mark against it.
What the company does UWM Holdings originates, sells, and services residential mortgages primarily through a wholesale channel, focusing on conforming and government loans.
Key financials ROE 40.9%, ROA 4.6%, ROCE 17.7%. Revenue grew 24.4% and EPS 277.8%. Net margin is 1.8% with gross margin at 100.0%. Debt/Equity is 10.33 and interest coverage is 1.77.
Stock health Momentum is weak: -43.94% (3m), -66.05% (6m), -50.54% (12m), RSI(14) 39.00. Strength score is 35.6/100. Piotroski F-Score is 6/9 and Altman Z is -0.24.
Price vs fair value The stock trades at a discount of 190.90% to our fair-value estimate of 5.41 and a discount of 107.89% to the analyst 12-month target of 3.87. - Analysts expect earnings to decline (Zacks 2026-07-30) - PFSI missed Q2 estimates, pressuring mortgage peers (Zacks 2026-07-30) - Forward P/E of 5.15 and EV/EBITDA of 22.05 signal deep value - Dividend yield is 21.9% with payout at 133.3%
Looking forward Forward P/E of 5.15 and PEG of 0.27 suggest valuation support, but weak momentum and high leverage (Debt/Equity 10.33) remain risks. Analysts count 9.0.
This is not investment advice. Sideravia provides automated, data-driven analysis for information and education only. Nothing on this page is a personal recommendation or an invitation to buy or sell any security, and it does not consider your objectives or financial situation. Assessments are generated by rules applied uniformly to every covered stock — how our scores work.
Data as of 2026-09-04, compiled from third-party sources; errors and delays are possible and figures are not warranted. Investing puts your capital at risk; past performance does not predict future results. We publish our full track record, including the calls that lost, and our conflicts of interest.