U.S. Bancorp USB
Composite 60/100; the shares have moved about 22% annualised. Names that move more contribute more risk for the same amount invested, and our composite reflects how strong the evidence for this one is right now.
Growth ranks 46/100 — a slight mark against it.
Income ranks 75/100 — a strong point in its favour. Momentum ranks 73/100 — a moderate point in its favour. Valuation ranks 70/100 — a moderate point in its favour.
Growth ranks 46/100 — a slight mark against it. Balance-sheet strength ranks 46/100 — a slight mark against it.
What the company does U.S. Bancorp (USB) is a regional bank holding company offering deposit accounts, lending products, cash management, trust services, and investment/insurance solutions across Wealth, Corporate, Commercial, and Consumer Banking segments.
Key financials USB reports ROE 12.6%, ROA 1.2%, and net margins 29.9%. Revenue growth is 0.4% while EPS grew 20.6%. The dividend yield is 3.4% with a 41.5% payout ratio. Profitability metrics include gross margin 100.0% and operating margin 39.6%.
Stock health Momentum is mixed: +30.35% over 12 months, +15.52% over 6 months, but -7.37% below the 52-week high. RSI(14) is 37.60. Sideravia scores Valuation 70.1 and Momentum 73.0, offset by Growth 46.0 and Strength 46.1.
Price vs fair value USB trades at a discount of 14.90% versus the analyst mean target of 70.32. - Analysts highlight potential 40% undervaluation tied to business banking expansion (2026-09-02). - Expansion into four Sun Belt states may drive future growth (2026-09-02). - Concerns persist over sustainable growth from expansion efforts (2026-09-01). - CEO stock liquidation may weigh on sentiment (2026-09-01).
Looking forward Forward P/E is 12.11, with PEG at 4.34. Analysts debate whether business banking expansion can offset regional bank headwinds and sustain growth.
This is not investment advice. Sideravia provides automated, data-driven analysis for information and education only. Nothing on this page is a personal recommendation or an invitation to buy or sell any security, and it does not consider your objectives or financial situation. Assessments are generated by rules applied uniformly to every covered stock — how our scores work.
Data as of 2026-09-03, compiled from third-party sources; errors and delays are possible and figures are not warranted. Investing puts your capital at risk; past performance does not predict future results. We publish our full track record, including the calls that lost, and our conflicts of interest.