U-Haul Holding Company UHAL
Composite 36/100; the shares have moved about 34% annualised. Names that move more contribute more risk for the same amount invested, and our composite reflects how strong the evidence for this one is right now.
Valuation ranks 25/100 — a strong mark against it.
Momentum ranks 67/100 — a moderate point in its favour.
Valuation ranks 25/100 — a strong mark against it. Balance-sheet strength ranks 30/100 — a moderate mark against it. Growth ranks 31/100 — a moderate mark against it.
What the company does U-Haul Holding Company (UHAL) is a do-it-yourself moving and storage operator in the U.S. and Canada, renting trucks, trailers, storage units, and selling moving supplies. It also offers insurance products and operates an online marketplace connecting consumers with moving help and storage affiliates.
Key financials UHAL’s profitability metrics are weak: ROE 1%, ROA 1.3%, ROCE 2.3%, and net margin 1.4%. Gross margin is 28.9%, but operating margin is -5.8%. Revenue growth is 3.1%, while EPS declined -43.5%. Debt/Equity is 1.07, with interest coverage at 1.30 and current ratio 1.04.
Stock health Momentum is positive: 3m +39.91%, 6m +26.31%, 12m +14.71%, though -4.13% from its 52w high. RSI(14) is 60.90. Sideravia’s overall score is 38.8 (Poor quality, fairly valued, positive momentum), with Valuation at 46.0 and Momentum at 67.3.
Price vs fair value The stock trades at a **PREMIUM of 79.20%** versus our fair-value estimate and a **discount of 24.43%** versus the 12-month analyst target. - Forward P/E of 71.94 and P/E of 304.00 (Valuation 46.0) - Net margin of 1.4% and operating margin of -5.8% (Key financials) - Piotroski F-Score of 5/9 and Altman Z of 1.49 (Key financials) - High EV/EBITDA of 10.65 relative to sector norms (Valuation)
Looking forward Forward PEG of 0.22 suggests potential undervaluation on a growth-adjusted basis, but weak profitability and high leverage remain concerns. Analysts see 24.43% upside to their $88.28 target, though current premium to fair value implies limited near-term margin of safety.
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Data as of 2026-09-04, compiled from third-party sources; errors and delays are possible and figures are not warranted. Investing puts your capital at risk; past performance does not predict future results. We publish our full track record, including the calls that lost, and our conflicts of interest.