TransUnion TRU
Composite 58/100; the shares have moved about 40% annualised. Names that move more contribute more risk for the same amount invested, and our composite reflects how strong the evidence for this one is right now.
Income ranks 39/100 — a slight mark against it.
Growth ranks 74/100 — a moderate point in its favour. Quality ranks 65/100 — a moderate point in its favour. Balance-sheet strength ranks 59/100 — a slight point in its favour.
Income ranks 39/100 — a slight mark against it. Valuation ranks 48/100 — a slight mark against it. Momentum ranks 50/100 — a slight mark against it.
What the company does TransUnion (TRU) is a global consumer credit reporting agency offering risk and information solutions across U.S. and International markets. Its services include credit reporting, analytics, identity verification, fraud management, and consumer financial tools.
Key financials TRU reports strong profitability with ROE 15.2%, ROA 4.7%, and net margins 14.9%. Revenue grew 13.7% and EPS surged 172.0%. Valuation metrics include forward P/E 15.80, EV/EBITDA 11.54, and FCF yield 5.3%. Debt/equity stands at 1.13 with interest coverage of 4.63.
Stock health Momentum is mixed: +19.69% over 3 months, but -14.31% over 12 months and -15.23% below the 52-week high. RSI(14) is 66.80, indicating near-term overbought conditions. Sideravia scores TRU as average quality with a 56.3 overall percentile.
Price vs fair value TRU trades at a PREMIUM of 5.10% versus our fair-value estimate of 79.50 and a discount of 9.02% versus the analyst 12-month target of 91.29. - Q2 earnings beat drove an 8.4% stock gain since release (Zacks). - Partnership with Universal Ads expands audience data into premium TV (Simply Wall St). - Q2 earnings call highlighted strong revenue growth and raised full-year guidance (GuruFocus.com, MarketBeat).
Looking forward Forward P/E of 15.80 and PEG of 0.47 suggest undemanding valuation relative to growth. Analysts (n=21) see 9.02% upside to 91.29, while our fair-value estimate implies a 5.10% premium at 79.50. Growth and margin stability remain key watchpoints.
This is not investment advice. Sideravia provides automated, data-driven analysis for information and education only. Nothing on this page is a personal recommendation or an invitation to buy or sell any security, and it does not consider your objectives or financial situation. Assessments are generated by rules applied uniformly to every covered stock — how our scores work.
Data as of 2026-09-04, compiled from third-party sources; errors and delays are possible and figures are not warranted. Investing puts your capital at risk; past performance does not predict future results. We publish our full track record, including the calls that lost, and our conflicts of interest.