TFS Financial Corporation TFSL
Composite 46/100; the shares have moved about 19% annualised. Names that move more contribute more risk for the same amount invested, and our composite reflects how strong the evidence for this one is right now.
Valuation ranks 20/100 — a strong mark against it.
Income ranks 96/100 — a strong point in its favour. Momentum ranks 68/100 — a moderate point in its favour. Growth ranks 53/100 — a slight point in its favour.
Valuation ranks 20/100 — a strong mark against it. Balance-sheet strength ranks 38/100 — a slight mark against it. Quality ranks 46/100 — a slight mark against it.
What the company does TFS Financial Corporation is a Cleveland-based thrift offering retail banking services, including deposit products, residential mortgages, home equity loans, and escrow/settlement services. It operates primarily through its subsidiary Third Federal Savings and Loan Association of Cleveland, MHC.
Key financials ROE 4.9%, ROA 0.5%, net margin 27.8%, revenue growth 9.8%, EPS growth 14.3%. Piotroski F-Score 6/9, Altman Z 0.23, interest coverage 0.25. Dividend yield 6.2%, payout ratio 342.4%.
Stock health Overall Sideravia score 48.3 (average quality, rich valuation, strong momentum). Quality 46.7, Growth 45.7, Momentum 78.5. 12-month return 53.18%, RSI(14) 57.00.
Price vs fair value The stock trades at a PREMIUM of 11.36% versus the 12-month target of 16.00. - Q3 earnings/revenue beat (Zacks 2026-07-30) - Fwd P/E 76.92 vs trailing 54.79 - Valuation percentile 35.8/100 (Sideravia) - Dividend yield 6.2% with payout 342.4%
Looking forward Forward P/E 76.92 implies high expectations. Near-term momentum is positive but valuation remains stretched relative to growth and profitability metrics.
This is not investment advice. Sideravia provides automated, data-driven analysis for information and education only. Nothing on this page is a personal recommendation or an invitation to buy or sell any security, and it does not consider your objectives or financial situation. Assessments are generated by rules applied uniformly to every covered stock — how our scores work.
Data as of 2026-09-05, compiled from third-party sources; errors and delays are possible and figures are not warranted. Investing puts your capital at risk; past performance does not predict future results. We publish our full track record, including the calls that lost, and our conflicts of interest.