SouthState Bank Corporation SSB
Composite 61/100; the shares have moved about 22% annualised. Names that move more contribute more risk for the same amount invested, and our composite reflects how strong the evidence for this one is right now.
Balance-sheet strength ranks 46/100 — a slight mark against it.
Valuation ranks 73/100 — a moderate point in its favour. Income ranks 68/100 — a moderate point in its favour. Growth ranks 65/100 — a moderate point in its favour.
Balance-sheet strength ranks 46/100 — a slight mark against it.
What the company does SouthState Bank Corporation (SSB) is a regional bank holding company offering deposit products (checking, savings, CDs), commercial and consumer loans (CRE, C&I, auto, mortgage), and treasury services (merchant, ACH, lock-box) to individuals and businesses across the U.S.
Key financials SSB reports ROE 10.6%, ROA 1.4%, net margin 35.5%, and revenue growth -0.1% with EPS growth 11.4%. Dividend yield is 2.3% with a 25.2% payout ratio. Valuation metrics include P/E 11.05 (forward 9.96), PEG 1.45, and P/B 1.13.
Stock health The stock shows 12-month momentum of 11.18%, RSI(14) at 61.50, and is -2.35% below its 52-week high. Sideravia scores it Average quality (60.8) with strong Valuation (78.4) and Income (74.9) but weaker Growth (49.9).
Price vs fair value The stock trades at a **discount** of 30.90% to our fair-value estimate of 137.77 and a **discount** of 13.26% to the 12-month target of 119.21. - Recent headline flags SSB as a stock with solid fundamentals but also identifies risks (StockStory). - Forward P/E of 9.96 and PEG of 0.91 suggest undervaluation relative to growth (Valuation 78.4). - Dividend yield 2.3% and payout 25.2% support income appeal (Income 74.9).
Looking forward Analysts see potential upside to 119.21, implying ~13% upside from the current price, supported by strong valuation metrics and dividend income. However, revenue growth remains flat (-0.1%), and growth scores lag peers.
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Data as of 2026-09-05, compiled from third-party sources; errors and delays are possible and figures are not warranted. Investing puts your capital at risk; past performance does not predict future results. We publish our full track record, including the calls that lost, and our conflicts of interest.