Swiss Life Holding AG SLHN.SW
Composite 50/100; the shares have moved about 15% annualised. Names that move more contribute more risk for the same amount invested, and our composite reflects how strong the evidence for this one is right now.
Balance-sheet strength ranks 40/100 — a slight mark against it.
Income ranks 71/100 — a moderate point in its favour. Momentum ranks 65/100 — a moderate point in its favour. Growth ranks 51/100 — a slight point in its favour.
Balance-sheet strength ranks 40/100 — a slight mark against it. Valuation ranks 46/100 — a slight mark against it. Quality ranks 48/100 — a slight mark against it.
What the company does Swiss Life Holding AG is a diversified insurer offering life, pensions, health, and investment products to private and corporate clients across Switzerland, France, Germany, and other markets. It distributes solutions via its own brands and partners, with additional asset management and advisory services.
Key financials The company reports a 16.6% ROE, 10.5% net margin, and 1.1% revenue growth. Operating margin stands at 16.6%, while debt/equity is 1.99. Dividend yield is 3.9% with an 80.5% payout ratio.
Stock health Momentum is positive: 17.40% over 6 months and 16.35% over 12 months. RSI(14) is 66.10, indicating elevated but not extreme momentum. Income pillar scores 76.1, reflecting strong dividend support.
Price vs fair value The stock trades at a PREMIUM of 25.40% to our fair-value estimate and a PREMIUM of 8.74% to the analyst 12-month target. - Trading at a 25.40% premium to fair value (Sideravia) - Trading at an 8.74% premium to analyst target (analyst count 12.0) - Forward P/E of 19.96 vs trailing P/E of 21.70 (Valuation percentile 51.1) - Momentum pillar at 65.5 supports elevated pricing (Sideravia)
Looking forward Forward PEG of 2.29 suggests growth is priced at a premium. With net margins at 10.5% and revenue growth at 1.1%, execution on cost and expansion will be key to justify current valuation.
This is not investment advice. Sideravia provides automated, data-driven analysis for information and education only. Nothing on this page is a personal recommendation or an invitation to buy or sell any security, and it does not consider your objectives or financial situation. Assessments are generated by rules applied uniformly to every covered stock — how our scores work.
Data as of 2026-09-03, compiled from third-party sources; errors and delays are possible and figures are not warranted. Investing puts your capital at risk; past performance does not predict future results. We publish our full track record, including the calls that lost, and our conflicts of interest.