Skandinaviska Enskilda Banken AB (publ) SEB-A.ST
Composite 56/100; the shares have moved about 18% annualised. Names that move more contribute more risk for the same amount invested, and our composite reflects how strong the evidence for this one is right now.
Growth ranks 45/100 — a slight mark against it.
Momentum ranks 83/100 — a strong point in its favour. Income ranks 81/100 — a strong point in its favour. Valuation ranks 55/100 — a slight point in its favour.
Growth ranks 45/100 — a slight mark against it. Balance-sheet strength ranks 47/100 — a slight mark against it. Quality ranks 48/100 — a slight mark against it.
What the company does Skandinaviska Enskilda Banken AB (SEB-A.ST) is a Nordic universal bank offering corporate, retail, investment, and private banking, including lending, payments, wealth management, and capital markets services across Sweden and the Baltics.
Key financials SEB reports ROE 14% and ROA 0.7%, with net margins of 42% and revenue/EPS growth of 2% and 8%. Dividend yield is 4% at a 54% payout ratio; valuation metrics include P/E 14x (fwd 13.5x) and P/B 1.9x.
Stock health Momentum is strong: +37% over 12m and +22% over 3m, but RSI(14) at 73 signals overbought conditions. Strength and growth scores sit in the 36–41 percentile, while income ranks in the 88th percentile.
Price vs fair value The stock trades at a discount of 5.90% versus our fair-value estimate of 231.56 and at a PREMIUM of 5.19% versus the 12-month target of 207.35. - Net margins 42% are above Nordic peers (Valuation 66.2 percentile). - Dividend yield 4% ranks in the 88th percentile for income (Income 87.7). - RSI(14) at 73 indicates overbought momentum (Momentum 71.2). - Forward P/E 13.5x is below the sector median (Valuation 66.2).
Looking forward Forward PEG of 4.1x suggests growth is not fully priced; consensus expects mid-single-digit revenue growth and stable ROE. Execution in Baltics and capital markets will be key to sustaining valuation.
This is not investment advice. Sideravia provides automated, data-driven analysis for information and education only. Nothing on this page is a personal recommendation or an invitation to buy or sell any security, and it does not consider your objectives or financial situation. Assessments are generated by rules applied uniformly to every covered stock — how our scores work.
Data as of 2026-09-03, compiled from third-party sources; errors and delays are possible and figures are not warranted. Investing puts your capital at risk; past performance does not predict future results. We publish our full track record, including the calls that lost, and our conflicts of interest.