Sampo Oyj SAMPO.HE
Composite 62/100; the shares have moved about 15% annualised. Names that move more contribute more risk for the same amount invested, and our composite reflects how strong the evidence for this one is right now.
Its least supportive area is Balance-sheet strength at 54 — still above average.
Income ranks 81/100 — a strong point in its favour. Growth ranks 73/100 — a moderate point in its favour. Valuation ranks 65/100 — a moderate point in its favour.
Its least supportive area is Balance-sheet strength at 54 — still above average.
What the company does Sampo Oyj is a diversified Nordic insurer operating non-life insurance brands (If, Topdanmark, Hastings) across Europe. It segments revenue into Private Nordic, Private UK, Nordic Commercial, and Nordic Industrial.
Key financials Sampo posts ROE 21.3%, ROA 5.2%, and net margin 15.6%. Revenue fell -7.8% while EPS rose 220.8%. Debt/Equity is 0.30 and interest coverage is 26.41x. Dividend yield is 3.7% with a 55.7% payout ratio.
Stock health Sampo scores 58.4/100 overall (average quality, fairly valued). Quality 58.9, Growth 48.5, Strength 62.0, Valuation 56.4, Momentum 56.0, Income 86.8. Piotroski F-Score is 7/9.
Price vs fair value The stock trades at a PREMIUM of 11.10% versus our fair-value estimate of 8.53 and at a discount of 9.84% versus the 12-month target of 10.54. - Net margin 15.6% supports premium valuation (company data). - Growth score 48.5 lags peers, limiting upside (Sideravia). - Income pillar 86.8 signals dividend appeal (Sideravia). - Forward P/E 17.57 vs trailing 15.75 implies modest multiple expansion (company data).
Looking forward Forward P/E of 17.57 suggests moderate earnings growth is priced in. The dividend yield 3.7% and strong profitability metrics may underpin support near current levels.
This is not investment advice. Sideravia provides automated, data-driven analysis for information and education only. Nothing on this page is a personal recommendation or an invitation to buy or sell any security, and it does not consider your objectives or financial situation. Assessments are generated by rules applied uniformly to every covered stock — how our scores work.
Data as of 2026-09-05, compiled from third-party sources; errors and delays are possible and figures are not warranted. Investing puts your capital at risk; past performance does not predict future results. We publish our full track record, including the calls that lost, and our conflicts of interest.