Rocket Companies, Inc. RKT
Composite 34/100; the shares have moved about 61% annualised. Names that move more contribute more risk for the same amount invested, and our composite reflects how strong the evidence for this one is right now.
Momentum ranks 27/100 — a moderate mark against it.
Its least weak area is Income at 50.
Momentum ranks 27/100 — a moderate mark against it. Balance-sheet strength ranks 30/100 — a moderate mark against it. Quality ranks 33/100 — a moderate mark against it.
What the company does Rocket Companies operates a fintech platform spanning mortgage lending (Rocket Mortgage), real estate (Redfin), personal finance (Rocket Money), and loan services (Rocket Loans), serving consumers and partners via digital and broker channels.
Key financials Profitability is weak: ROE 2%, ROA 2%, ROCE 2%, net margin 3%. Revenue surged 167% but EPS fell 90%, with gross margin 100% and operating margin 28%. Leverage is high (Debt/Equity 1.36) and coverage tight (Interest coverage 1.25).
Stock health Momentum is poor: -11% over 3m, -37% over 6m, RSI 41. Valuation percentile 70.5/100, but Sideravia scores Quality 34/100 and Momentum 26/100.
Price vs fair value The stock trades at a PREMIUM of 23% to our fair-value estimate of 10.02 and a discount of 46.05% to the analyst 12-month target of 19.02. - Trading at a premium despite weak fundamentals (Sideravia Quality 33.6) - Analyst target implies 46% upside from current price (analyst count 13.0) - Recent headlines highlight growth narrative but question sustainability (Trefis, 2026-07-31) - Comparisons to distressed peers may weigh on sentiment (24/7 Wall St., 2026-07-30)
Looking forward Forward P/E of 19.49 suggests moderate earnings expectations, but weak profitability and high leverage remain key risks. Growth initiatives in real estate and personal finance could drive long-term value if executed successfully.
This is not investment advice. Sideravia provides automated, data-driven analysis for information and education only. Nothing on this page is a personal recommendation or an invitation to buy or sell any security, and it does not consider your objectives or financial situation. Assessments are generated by rules applied uniformly to every covered stock — how our scores work.
Data as of 2026-09-03, compiled from third-party sources; errors and delays are possible and figures are not warranted. Investing puts your capital at risk; past performance does not predict future results. We publish our full track record, including the calls that lost, and our conflicts of interest.