Regions Financial Corporation RF
Composite 64/100; the shares have moved about 22% annualised. Names that move more contribute more risk for the same amount invested, and our composite reflects how strong the evidence for this one is right now.
Its least supportive area is Balance-sheet strength at 56 — still above average.
Income ranks 80/100 — a strong point in its favour. Quality ranks 71/100 — a moderate point in its favour. Valuation ranks 65/100 — a moderate point in its favour.
Its least supportive area is Balance-sheet strength at 56 — still above average.
What the company does Regions Financial Corporation operates as a regional bank holding company offering commercial and consumer banking, wealth management, and capital markets services to individuals and businesses across the U.S. Its segments include Corporate Bank, Consumer Bank, and Wealth Management, providing lending, deposit, advisory, and investment solutions.
Key financials Regions reports ROE of 11.9% and ROA of 1.4%, with net margins at 30.8%. Revenue grew 2.5% year-over-year, while EPS rose 18.8%. Profitability metrics include gross margins of 100.0% and operating margins of 39.3%. The company maintains a strong balance sheet with a debt-to-equity ratio of 0.40 and a net debt/EBITDA of -0.79.
Stock health The stock shows mixed momentum: 10.82% over 3 months, 3.64% over 6 months, and 22.20% over 12 months, but is down 6.93% from its 52-week high. The RSI(14) stands at 38.80, indicating a neutral-to-slightly oversold technical position. The SideraVIA score of 64.6 reflects strong quality and attractive valuation.
Price vs fair value The stock trades at a discount of 9.00% versus the analyst mean target of 32.93. - Forward P/E of 11.88 is below the trailing P/E of 12.97 (Valuation anchor). - Dividend yield of 3.6% and payout ratio of 43.8% support income appeal (Income pillar 78.6). - Net margins of 30.8% and ROE of 11.9% indicate solid profitability (Quality pillar 71.8). - 12-month EPS growth of 18.8% outpaces revenue growth of 2.5% (Growth pillar 63.8).
Looking forward Forward PEG of 1.29 suggests moderate valuation relative to growth. The company’s strong profitability and income profile may support further equity appreciation, though macro headwinds and regional banking risks remain watchpoints.
This is not investment advice. Sideravia provides automated, data-driven analysis for information and education only. Nothing on this page is a personal recommendation or an invitation to buy or sell any security, and it does not consider your objectives or financial situation. Assessments are generated by rules applied uniformly to every covered stock — how our scores work.
Data as of 2026-09-03, compiled from third-party sources; errors and delays are possible and figures are not warranted. Investing puts your capital at risk; past performance does not predict future results. We publish our full track record, including the calls that lost, and our conflicts of interest.