Prudential Financial, Inc. PRU
Composite 58/100; the shares have moved about 22% annualised. Names that move more contribute more risk for the same amount invested, and our composite reflects how strong the evidence for this one is right now.
Balance-sheet strength ranks 42/100 — a slight mark against it.
Income ranks 88/100 — a strong point in its favour. Valuation ranks 81/100 — a strong point in its favour. Momentum ranks 70/100 — a moderate point in its favour.
Balance-sheet strength ranks 42/100 — a slight mark against it. Growth ranks 46/100 — a slight mark against it. Quality ranks 49/100 — a slight mark against it.
What the company does Prudential Financial, Inc. (PRU) operates across life insurance, retirement strategies, group insurance, and international reinsurance, with PGIM providing investment management services. Its segments serve institutional and retail clients, offering annuities, life insurance, and asset management solutions globally.
Key financials PRU reports ROE 12%, ROA 0.4%, and ROCE 0.9%, with gross, operating, and net margins at 29%, 7.5%, and 6.0%, respectively. Revenue declined -13.7% while EPS grew 29.0%. Debt/Equity stands at 1.64, with interest coverage of 2.73 and a current ratio of 0.78.
Stock health The Sideravia score is 58.8 (Weak quality, attractively valued, positive momentum), with strength (42.4) and growth (48.1) lagging. Momentum is positive: 3m 20.40%, 6m 24.85%, 12m 15.22%. Dividend yield is 4.7% with a 37.0% payout ratio.
Price vs fair value PRU trades at a PREMIUM of 5.30% versus the analyst mean target of 113.40. - Trading at a premium despite weak quality (Sideravia Quality 49.0). - Positive momentum (Sideravia Momentum 69.3) may support valuation. - High income score (Sideravia Income 87.9) supports dividend appeal. - Forward P/E of 12.64 suggests moderate earnings expectations.
Looking forward Forward P/E of 12.64 and EV/EBITDA of 11.89 indicate moderate valuation relative to earnings. Analysts may expect margin stabilization given EPS growth of 29.0% despite revenue decline. Debt levels (Net debt/EBITDA 3.37) remain a watchpoint. Momentum trends suggest investor confidence in near-term performance.
This is not investment advice. Sideravia provides automated, data-driven analysis for information and education only. Nothing on this page is a personal recommendation or an invitation to buy or sell any security, and it does not consider your objectives or financial situation. Assessments are generated by rules applied uniformly to every covered stock — how our scores work.
Data as of 2026-09-03, compiled from third-party sources; errors and delays are possible and figures are not warranted. Investing puts your capital at risk; past performance does not predict future results. We publish our full track record, including the calls that lost, and our conflicts of interest.