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The PNC Financial Services Group, Inc. PNC

Price 245.2 USD
as of 2026-09-05
59/100
No view
Quality60
Growth47
Balance-sheet strength47
Valuation66
Momentum67
Income78

Composite 59/100; the shares have moved about 20% annualised. Names that move more contribute more risk for the same amount invested, and our composite reflects how strong the evidence for this one is right now.

Strongest counter-signal

Balance-sheet strength ranks 47/100 — a slight mark against it.

Case for

Income ranks 78/100 — a strong point in its favour. Momentum ranks 67/100 — a moderate point in its favour. Valuation ranks 66/100 — a moderate point in its favour.

Case against

Balance-sheet strength ranks 47/100 — a slight mark against it. Growth ranks 47/100 — a slight mark against it.

What the company does PNC Financial Services Group operates as a diversified U.S. financial services company across Retail Banking, Corporate & Institutional Banking, and Asset Management. It serves consumers and small businesses through branches, digital channels, and ATMs, offering deposit accounts, loans, mortgages, credit cards, and investment services.

Key financials PNC reports ROE 12.6%, ROA 1.3%, and net margins of 31.4%. Revenue declined -7.0% while EPS grew 19.3%. The company maintains a dividend yield of 3.2% with a 39.0% payout ratio. Profitability metrics include gross margins of 100.0% and operating margins of 38.7%.

Stock health SideraVIA scores show average quality (57.4/100) with strong momentum (68.8) and income (74.8). The stock is down -3.08% in one day and -4.83% from its 52-week high, with RSI(14) at 42.20 indicating neutral momentum.

Price vs fair value PNC trades at a **discount of 12.70%** to the analyst mean target of 277.73. - PNC’s stock hit a 52-week high recently, suggesting near-term sentiment strength (Zacks). - Mortgage rate pressures from Fed policy may weigh on Retail Banking performance (24/7 Wall St.). - Comparable regional banks face NII headwinds, impacting sector multiples (Zacks). - StockStory highlights two "unpopular" stocks deserving attention, potentially including PNC.

Looking forward Forward P/E of 13.46 and PEG of 3.11 suggest moderate valuation relative to growth. Analysts’ discount implies room for upside if NII stabilizes and credit trends remain benign. Momentum trends (12m 32.58%) remain positive despite recent pullbacks.

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This is not investment advice. Sideravia provides automated, data-driven analysis for information and education only. Nothing on this page is a personal recommendation or an invitation to buy or sell any security, and it does not consider your objectives or financial situation. Assessments are generated by rules applied uniformly to every covered stock — how our scores work.

Data as of 2026-09-05, compiled from third-party sources; errors and delays are possible and figures are not warranted. Investing puts your capital at risk; past performance does not predict future results. We publish our full track record, including the calls that lost, and our conflicts of interest.