Prosperity Bancshares, Inc. PB
Composite 58/100; the shares have moved about 18% annualised. Names that move more contribute more risk for the same amount invested, and our composite reflects how strong the evidence for this one is right now.
Its least supportive area is Balance-sheet strength at 54 — still above average.
Income ranks 77/100 — a strong point in its favour. Valuation ranks 62/100 — a moderate point in its favour. Growth ranks 58/100 — a slight point in its favour.
Its least supportive area is Balance-sheet strength at 54 — still above average.
What the company does Prosperity Bancshares (PB) is a Houston-based regional bank holding company offering deposit products, residential and commercial real estate loans, consumer credit, and treasury management. It also provides digital banking, wealth management, and debit/credit card services through Prosperity Bank.
Key financials PB’s profitability metrics are modest: ROE 7%, ROA 1%, and ROCE 2%. Margins are healthy (net margin 40%), but revenue growth is strong at 20% while EPS fell -15%. The dividend yield is 3% with a 41% payout ratio. Valuation metrics include P/E 13.3x (fwd 12x) and P/B 1.1x.
Stock health Momentum is positive with 3m/6m/12m returns of 8%/11%/16%, though down -1% from its 52-week high. RSI(14) is 63, indicating mild overbought conditions. Sideravia scores PB 59 overall, with standout income (86) and momentum (70), but weak strength (48).
Price vs fair value PB trades at a PREMIUM of 14.50% to our fair-value estimate of $64.00 and a discount of 7.97% to the analyst 12-month target of $81.00. - Q2 2026 earnings beat and revenue growth cited as key drivers (Zacks, StockStory) - Positive dividend profile highlighted in recent coverage (Zacks) - Analysts note strong deal execution and execution momentum (Moby, Zacks)
Looking forward Forward P/E of 12x and PEG of 0.9x suggest reasonable valuation relative to growth. Focus remains on execution in commercial lending and deposit growth to sustain margins. Dividend sustainability hinges on stable earnings trajectory.
This is not investment advice. Sideravia provides automated, data-driven analysis for information and education only. Nothing on this page is a personal recommendation or an invitation to buy or sell any security, and it does not consider your objectives or financial situation. Assessments are generated by rules applied uniformly to every covered stock — how our scores work.
Data as of 2026-09-05, compiled from third-party sources; errors and delays are possible and figures are not warranted. Investing puts your capital at risk; past performance does not predict future results. We publish our full track record, including the calls that lost, and our conflicts of interest.