Mediobanca Banca di Credito Finanziario S.p.A. MB.MI
Composite 56/100; the shares have moved about 31% annualised. Names that move more contribute more risk for the same amount invested, and our composite reflects how strong the evidence for this one is right now.
Balance-sheet strength ranks 30/100 — a moderate mark against it.
Momentum ranks 85/100 — a strong point in its favour. Income ranks 76/100 — a strong point in its favour. Growth ranks 66/100 — a moderate point in its favour.
Balance-sheet strength ranks 30/100 — a moderate mark against it.
What the company does Mediobanca is a Milan-based bank offering wealth management, consumer finance, corporate and investment banking, and insurance/principal investing across Italy and internationally. Its Wealth Management segment serves private and premier clients, while Consumer Finance provides loans, credit cards, and buy-now-pay-later solutions like Pagolight.
Key financials Gross margin 0.0%, operating margin 54.1%, net margin 39.1%. Revenue grew 0.5% and EPS was flat. Dividend yield is 4.6% with a 78.4% payout ratio. Forward P/E is 15.39 and P/B is 1.95.
Stock health SideraVia scores: Quality 63.5, Growth 30.0, Strength 41.4, Valuation 51.8, Momentum 88.2, Income 82.0. RSI(14) is 61.00; 12-month return is 54.31%.
Price vs fair value The stock trades at a **PREMIUM** of 2.50% to our fair-value estimate and a **PREMIUM** of 8.08% to the 12-month target. - Family disputes over Ray-Ban’s $46B fortune may weigh on valuation (Bloomberg) - Analyst target implies 8.08% downside vs current price (analyst count 4.0) - Valuation percentile 51.8/100 suggests fair value, not deep discount
Looking forward Forward PEG of 0.68 signals potential undervaluation relative to growth, but weak growth score (30.0) and flat EPS growth warrant caution. Momentum remains strong, but headline risk from family dynamics could pressure sentiment.
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Data as of 2026-09-05, compiled from third-party sources; errors and delays are possible and figures are not warranted. Investing puts your capital at risk; past performance does not predict future results. We publish our full track record, including the calls that lost, and our conflicts of interest.