Mandatum Oyj MANTA.HE
Composite 63/100; the shares have moved about 22% annualised. Names that move more contribute more risk for the same amount invested, and our composite reflects how strong the evidence for this one is right now.
Balance-sheet strength ranks 42/100 — a slight mark against it.
Growth ranks 91/100 — a strong point in its favour. Valuation ranks 68/100 — a moderate point in its favour. Income ranks 66/100 — a moderate point in its favour.
Balance-sheet strength ranks 42/100 — a slight mark against it.
What the company does Mandatum Oyj (MANTA.HE) is a Finnish financial conglomerate offering asset and wealth management, savings and investment solutions, pension plans, personal risk insurance, and an online trading platform to corporate, retail, institutional, and wealth management clients.
Key financials Mandatum’s profitability metrics are mixed: ROE 6.1%, ROA 0.6%, and net margin 22.3%. Revenue and EPS growth are negative at -71.4% and -14.0%, respectively. The balance sheet is strong with a debt/equity of 0.28 and a current ratio of 174.60, but operating margin is -31.2%.
Stock health The stock shows weak quality (Sideravia Overall 44.2) but attractive valuation (Valuation 65.8). Momentum is mixed: 12m +13.60%, but RSI(14) at 74.20 indicates overbought conditions. Dividend yield is high at 15.2%, though payout ratio is 173.7%.
Price vs fair value The stock trades at a PREMIUM of 6.58% versus the 12-month target of 5.56 (analyst count 6.0). - Trading at a premium to analyst target (6.58%) (Analyst 12-month target 5.56) - Weak quality score (42.4) but high valuation percentile (65.8) (Sideravia) - Negative revenue (-71.4%) and EPS (-14.0%) growth (Key Financials) - High dividend yield (15.2%) with unsustainable payout (173.7%) (Key Financials) - Overbought RSI (74.20) suggests near-term downside risk (Momentum)
Looking forward Forward P/E is unavailable, but current P/E of 30.16 reflects high valuation. Growth remains a concern given recent declines. The high dividend yield may be unsustainable without earnings improvement. Monitor operating margin recovery and dividend sustainability.
This is not investment advice. Sideravia provides automated, data-driven analysis for information and education only. Nothing on this page is a personal recommendation or an invitation to buy or sell any security, and it does not consider your objectives or financial situation. Assessments are generated by rules applied uniformly to every covered stock — how our scores work.
Data as of 2026-09-03, compiled from third-party sources; errors and delays are possible and figures are not warranted. Investing puts your capital at risk; past performance does not predict future results. We publish our full track record, including the calls that lost, and our conflicts of interest.