Lincoln National Corporation LNC
Composite 50/100; the shares have moved about 34% annualised. Names that move more contribute more risk for the same amount invested, and our composite reflects how strong the evidence for this one is right now.
Growth ranks 10/100 — a strong mark against it.
Valuation ranks 94/100 — a strong point in its favour. Income ranks 89/100 — a strong point in its favour. Momentum ranks 68/100 — a moderate point in its favour.
Growth ranks 10/100 — a strong mark against it. Quality ranks 33/100 — a moderate mark against it. Balance-sheet strength ranks 33/100 — a moderate mark against it.
What the company does Lincoln National Corporation operates four insurance and retirement segments: Life Insurance (term, UL, VUL, linked-benefit), Annuities (variable, fixed, index-linked), Group Protection (disability, life, supplemental health), and Retirement Plan Services. Its products target both employer-sponsored and individual markets.
Key financials ROE 18.8%, ROA 0.3%, gross margin 27.0%, operating margin -4.1%, net margin 9.2%. Revenue growth 12.5%, EPS growth -60.7%. Debt/Equity 0.66, current ratio 2.19. Dividend yield 4.4%, payout 19.7%.
Stock health Sideravia overall score 58.6 (Weak quality, attractively valued). Quality 44.0, Growth 49.9, Strength 40.6, Valuation 91.4, Momentum 60.3, Income 94.3. RSI(14) 73.00; 1.61% below 52-week high.
Price vs fair value LNC trades at a discount of 192.10% versus our fair-value estimate and a PREMIUM of 1.13% versus the analyst 12-month target. - Q2 earnings beat and reinsurance deal fueled a 12.7% post-earnings rally (Simply Wall St.) - Eight consecutive quarters of positive results highlighted on earnings call (GuruFocus.com) - Q2 revenue slightly below estimates despite earnings beat (StockStory)
Looking forward Forward P/E 4.08, PEG 0.37. Analyst target 45.50 implies limited upside near term; valuation metrics remain compelling but margins and EPS growth remain pressured.
This is not investment advice. Sideravia provides automated, data-driven analysis for information and education only. Nothing on this page is a personal recommendation or an invitation to buy or sell any security, and it does not consider your objectives or financial situation. Assessments are generated by rules applied uniformly to every covered stock — how our scores work.
Data as of 2026-09-04, compiled from third-party sources; errors and delays are possible and figures are not warranted. Investing puts your capital at risk; past performance does not predict future results. We publish our full track record, including the calls that lost, and our conflicts of interest.