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Legal & General Group Plc LGEN.L

Price 287p
as of 2026-09-03
60/100
No view
Quality53
Growth89
Balance-sheet strength46
Valuation57
Momentum67
Income64

Composite 60/100; the shares have moved about 24% annualised. Names that move more contribute more risk for the same amount invested, and our composite reflects how strong the evidence for this one is right now.

Strongest counter-signal

Balance-sheet strength ranks 46/100 — a slight mark against it.

Case for

Growth ranks 89/100 — a strong point in its favour. Momentum ranks 67/100 — a moderate point in its favour. Income ranks 64/100 — a moderate point in its favour.

Case against

Balance-sheet strength ranks 46/100 — a slight mark against it.

What the company does Legal & General Group Plc (LGEN.L) provides insurance, asset management, and retirement solutions across the UK, US, and internationally. Its segments include Institutional Retirement, Asset Management, Insurance, and Retail Retirement, offering annuities, protection products, and investment services.

Key financials LGEN reports ROE of 17.9%, net margins of 5.4%, and revenue growth of 13.9%. Gross margins stand at 25.5%, with operating margins at 7.4%. The dividend yield is 7.3%, though payout ratio is high at 263.2%.

Stock health Sideravia scores LGEN 50.4 overall, citing weak quality but positive momentum (65.3). Strength (35.8) and Valuation (49.1) are neutral, while Growth (66.7) and Income (65.1) are stronger. RSI(14) is 58.20, suggesting moderate momentum.

Price vs fair value The stock trades at a **PREMIUM of 9.70%** to the 12-month analyst target of 267.28 and a **discount of 15.20%** to the fair-value estimate of 340.99. - High yield (7.3%) cited as a driver of bullish sentiment (Zacks, 2026-07-31). - Forward PEG of 0.07 signals strong growth-adjusted valuation (data provided). - Momentum scores (6m 11.85%, 12m 16.22%) support positive sentiment.

Looking forward Forward P/E of 13.02 and revenue growth of 13.9% suggest improving fundamentals. However, high payout ratio and weak ROA (0.1%) warrant caution. Analysts’ mixed targets reflect balanced risk/reward.

sideravia.comEvery stock argues both sides.
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This is not investment advice. Sideravia provides automated, data-driven analysis for information and education only. Nothing on this page is a personal recommendation or an invitation to buy or sell any security, and it does not consider your objectives or financial situation. Assessments are generated by rules applied uniformly to every covered stock — how our scores work.

Data as of 2026-09-03, compiled from third-party sources; errors and delays are possible and figures are not warranted. Investing puts your capital at risk; past performance does not predict future results. We publish our full track record, including the calls that lost, and our conflicts of interest.