Jack Henry & Associates, Inc. JKHY
Composite 59/100; the shares have moved about 31% annualised. Names that move more contribute more risk for the same amount invested, and our composite reflects how strong the evidence for this one is right now.
Valuation ranks 34/100 — a moderate mark against it.
Balance-sheet strength ranks 77/100 — a strong point in its favour. Quality ranks 76/100 — a strong point in its favour. Growth ranks 54/100 — a slight point in its favour.
Valuation ranks 34/100 — a moderate mark against it. Momentum ranks 47/100 — a slight mark against it.
What the company does Jack Henry & Associates provides integrated technology platforms and payment solutions to banks and credit unions. Its segments include Core processing, Payments, Complementary software, and Corporate/Other hardware.
Key financials ROE 23.6%, ROA 13.7%, ROCE 25.1%. Margins: gross 43.9%, operating 21.7%, net 19.8%. Revenue growth 5.1%, EPS growth 11.8%. Debt/Equity 0.06, interest coverage 120.51, current ratio 1.17.
Stock health SideraVIA scores: Overall 62.0 (Strong quality, fairly valued), Quality 76.1, Growth 57.6, Strength 78.7, Valuation 42.5, Momentum 50.6, Income 50.9. Piotroski F-Score 7/9, Altman Z 9.79.
Price vs fair value The stock trades at a discount of 12.80% versus the analyst mean target of 191.53 (Barchart). - Trading at a discount to analyst mean target of 191.53 (Barchart) - Forward PEG elevated at 4.05 vs sector peers (SideraVIA) - EV/EBITDA 18.42 below 5-year average 20.1 (SideraVIA) - RSI 65.20 suggests modest upside before overbought (SideraVIA)
Looking forward Forward P/E 23.04, FCF yield 5.8%, dividend yield 1.4%. Analysts cite stable core demand but flag integration risks in complementary segment rollouts.
This is not investment advice. Sideravia provides automated, data-driven analysis for information and education only. Nothing on this page is a personal recommendation or an invitation to buy or sell any security, and it does not consider your objectives or financial situation. Assessments are generated by rules applied uniformly to every covered stock — how our scores work.
Data as of 2026-09-03, compiled from third-party sources; errors and delays are possible and figures are not warranted. Investing puts your capital at risk; past performance does not predict future results. We publish our full track record, including the calls that lost, and our conflicts of interest.