Hiscox Ltd HSX.L
Composite 57/100; the shares have moved about 25% annualised. Names that move more contribute more risk for the same amount invested, and our composite reflects how strong the evidence for this one is right now.
Quality ranks 38/100 — a moderate mark against it.
Valuation ranks 85/100 — a strong point in its favour. Momentum ranks 79/100 — a strong point in its favour. Income ranks 59/100 — a slight point in its favour.
Quality ranks 38/100 — a moderate mark against it. Balance-sheet strength ranks 44/100 — a slight mark against it. Growth ranks 47/100 — a slight mark against it.
What the company does Hiscox Ltd (HSX.L) is a Bermuda-headquartered specialist insurer offering property & casualty, marine, cyber, energy, and high-net-worth personal lines via brokers, partners, and direct channels across the UK, Europe, US, and internationally.
Key financials Hiscox posts ROE 16%, ROA 4%, gross/operating/net margins 25%/22%/15%, revenue growth 5% and EPS growth 4%. Debt/equity is 0.23 with a strong current ratio of 11.16 and FCF yield 17%. Dividend yield is 2.7% with a conservative 25% payout ratio.
Stock health Quality score 50/100 and growth score 30/100 indicate average fundamentals despite high valuation and momentum scores of 77/100. Piotroski F-Score is 5/9, suggesting moderate financial health.
Price vs fair value The stock trades at a discount to both our fair-value estimate and analyst target. - Discount of 6.40% vs fair-value estimate of 1933.97 - Discount of 3.84% vs 12-month target of 1887.88 (analyst count 14) - Valuation percentile 76.5/100 and P/E 13.89 vs forward P/E 13.85 - Momentum readings: 12m +42%, 6m +22%, 3m +18%, RSI(14) 47
Looking forward Forward P/E 13.85 and PEG 3.65 imply modest earnings growth expectations. High FCF yield and low payout support potential dividend upside, but growth and quality scores temper near-term enthusiasm.
This is not investment advice. Sideravia provides automated, data-driven analysis for information and education only. Nothing on this page is a personal recommendation or an invitation to buy or sell any security, and it does not consider your objectives or financial situation. Assessments are generated by rules applied uniformly to every covered stock — how our scores work.
Data as of 2026-09-04, compiled from third-party sources; errors and delays are possible and figures are not warranted. Investing puts your capital at risk; past performance does not predict future results. We publish our full track record, including the calls that lost, and our conflicts of interest.