The Hartford Insurance Group, Inc. HIG
Composite 66/100; the shares have moved about 21% annualised. Names that move more contribute more risk for the same amount invested, and our composite reflects how strong the evidence for this one is right now.
Its least supportive area is Momentum at 60 — still above average.
Valuation ranks 89/100 — a strong point in its favour. Growth ranks 62/100 — a slight point in its favour. Balance-sheet strength ranks 62/100 — a slight point in its favour.
Its least supportive area is Momentum at 60 — still above average.
What the company does The Hartford Insurance Group (HIG) provides diversified insurance and financial services across the U.S., U.K., and internationally through segments including Business Insurance, Personal Insurance, Employee Benefits, and Hartford Funds. Its offerings span workers' compensation, property, auto, liability, group life, disability, and reinsurance, distributed via agents, brokers, and direct channels.
Key financials HIG delivers strong profitability metrics: ROE 22.1%, ROA 3.9%, and ROCE 5.2%. Margins are solid (gross 37.9%, operating 17.6%, net 14.9%), with revenue growth at 8.1% and EPS growth at 36.1%. The balance sheet is conservative (debt/equity 0.22, net debt/EBITDA 0.07), and liquidity is healthy (current ratio 1.77, interest coverage 22.94).
Stock health The stock shows robust momentum over 3m (6.66%), 6m (4.49%), and 12m (17.51%), though it is 2.75% below its 52-week high. Sideravia scores HIG 64.3 overall (average quality, attractively valued), with standout valuation (91.1) and income (64.9) pillars offset by weaker growth (53.4).
Price vs fair value HIG trades at a **discount of 5.50%** versus the analyst mean target of 149.85. - Recent earnings call questions highlighted execution risks in Hartford’s Q2 results (StockStory 2026-08-01). - Analyst commentary suggested reasons to avoid HIG relative to peers (StockStory 2026-08-01). - Broader insurance sector strength (e.g., CNO Financial’s Q2 beat) contrasts with HIG’s lagging sentiment (Zacks 2026-08-04).
Looking forward Forward P/E of 10.98 and a 14.0% FCF yield suggest undemanding valuation, but growth (PEG 0.12) and momentum (RSI 56.40) remain mixed. Dividend yield is modest at 1.7% with a conservative payout ratio of 16.0%. Focus remains on execution in core insurance segments and capital deployment.
This is not investment advice. Sideravia provides automated, data-driven analysis for information and education only. Nothing on this page is a personal recommendation or an invitation to buy or sell any security, and it does not consider your objectives or financial situation. Assessments are generated by rules applied uniformly to every covered stock — how our scores work.
Data as of 2026-09-05, compiled from third-party sources; errors and delays are possible and figures are not warranted. Investing puts your capital at risk; past performance does not predict future results. We publish our full track record, including the calls that lost, and our conflicts of interest.