Guidewire Software, Inc. GWRE
Composite 49/100; the shares have moved about 65% annualised. Names that move more contribute more risk for the same amount invested, and our composite reflects how strong the evidence for this one is right now.
Valuation ranks 20/100 — a strong mark against it.
Balance-sheet strength ranks 81/100 — a strong point in its favour. Growth ranks 57/100 — a slight point in its favour.
Valuation ranks 20/100 — a strong mark against it. Momentum ranks 41/100 — a slight mark against it. Quality ranks 46/100 — a slight mark against it.
What the company does Guidewire provides cloud-based software platforms for property and casualty (P&C) insurers, including InsuranceSuite, InsuranceNow, and digital engagement tools. Its solutions cover policy administration, claims, billing, analytics, and reinsurance management.
Key financials Guidewire reports gross margins of 64%, operating margins of 8.2%, and net margins of 11.2%. Revenue grew 26.9% year-over-year, but EPS declined -64.8%. ROE stands at 11.9%, ROA at 2.9%, and ROCE at 8.5%.
Stock health The stock shows mixed momentum: +10.04% over 3 months, -5.83% over 6 months, and -31.78% over 12 months. It is -43.80% below its 52-week high, with an RSI(14) of 58.20. The Sideravia Score is 49.3, indicating average quality and weak momentum.
Price vs fair value The stock trades at a PREMIUM of 54.70% versus our fair-value estimate of 69.40 and at a discount of 29.49% versus the analyst 12-month target of 198.38. - High valuation metrics (P/E 73.92, EV/EBITDA 57.34) weigh on sentiment (Valuation 23.1/100). - Analyst count of 13.0 supports a bullish 12-month target of 198.38. - Recent headlines highlight both momentum and challenges in the sector (StockStory).
Looking forward Forward P/E of 33.11 and PEG of 0.27 suggest growth is priced in, but EPS growth remains negative. The company’s cloud-native products and expanding P&C focus may drive long-term adoption.
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Data as of 2026-09-04, compiled from third-party sources; errors and delays are possible and figures are not warranted. Investing puts your capital at risk; past performance does not predict future results. We publish our full track record, including the calls that lost, and our conflicts of interest.