Assicurazioni Generali S.p.A. G.MI
Composite 57/100; the shares have moved about 17% annualised. Names that move more contribute more risk for the same amount invested, and our composite reflects how strong the evidence for this one is right now.
Balance-sheet strength ranks 35/100 — a moderate mark against it.
Momentum ranks 81/100 — a strong point in its favour. Income ranks 80/100 — a strong point in its favour. Growth ranks 72/100 — a moderate point in its favour.
Balance-sheet strength ranks 35/100 — a moderate mark against it. Quality ranks 50/100 — a slight mark against it.
What the company does Assicurazioni Generali S.p.A. (G.MI) is a diversified insurance group offering life, property & casualty, and asset & wealth management products across Italy, Europe, the Americas, and Asia. Its core offerings include savings, protection, motor, home, health, and commercial insurance, alongside investment funds and alternative products.
Key financials Generali’s profitability metrics include ROE 13.7%, ROA 0.8%, and net margin 7.2%. Debt/Equity stands at 1.14 with net debt/EBITDA at 4.02, and a current ratio of 2.23. The company yields 3.8% in dividends with a 53.2% payout ratio.
Stock health Momentum is strong: 12-month return 40.31%, 6-month 35.08%, and RSI(14) at 66.20. Sideravia scores Valuation 56.5, Momentum 85.4, and Income 87.7, indicating fair value with positive momentum and attractive income.
Price vs fair value The stock trades at a DISCOUNT of 11.10% to our fair-value estimate of 48.57 and at a PREMIUM of 6.68% to the 12-month analyst target of 40.80. - Trading at a discount to fair value despite strong momentum (Sideravia Valuation 56.5). - Trading at a premium to analyst target, suggesting limited near-term upside (analyst count 17). - Recent family disputes over Ray-Ban fortune may weigh on sentiment (Bloomberg 2026-07-30).
Looking forward Forward P/E of 12.78 and PEG of 0.46 suggest valuation support, while high income yield and improving momentum may attract income-focused investors.
This is not investment advice. Sideravia provides automated, data-driven analysis for information and education only. Nothing on this page is a personal recommendation or an invitation to buy or sell any security, and it does not consider your objectives or financial situation. Assessments are generated by rules applied uniformly to every covered stock — how our scores work.
Data as of 2026-09-04, compiled from third-party sources; errors and delays are possible and figures are not warranted. Investing puts your capital at risk; past performance does not predict future results. We publish our full track record, including the calls that lost, and our conflicts of interest.