Shift4 Payments, Inc. FOUR
Composite 43/100; the shares have moved about 76% annualised. Names that move more contribute more risk for the same amount invested, and our composite reflects how strong the evidence for this one is right now.
Balance-sheet strength ranks 24/100 — a strong mark against it.
Valuation ranks 61/100 — a slight point in its favour. Growth ranks 58/100 — a slight point in its favour.
Balance-sheet strength ranks 24/100 — a strong mark against it. Momentum ranks 34/100 — a moderate mark against it. Quality ranks 39/100 — a slight mark against it.
What the company does Shift4 Payments provides omnichannel payment processing and software solutions, including POS systems (SkyTab), e-commerce (Shift4Shop), and crypto donations (The Giving Block). Its platform supports credit/debit cards, mobile wallets (Apple Pay, Google Pay), and alternative methods like Alipay and WeChat Pay.
Key financials Revenue grew 32.2% but net margins compressed to 2.6% and EPS fell -72.2%. ROE is 9.9%, ROA 3.7%, and ROCE 5.3%. Debt/Equity is 2.57 with net debt/EBITDA at 4.83 and interest coverage of 1.65.
Stock health Momentum is weak: -48.66% from 52w high, 12m -48.66%, 6m -10.42%. SIDERAVIA scores Quality 35.6, Momentum 27.4, and Strength 26.1. RSI(14) is 60.60.
Price vs fair value The stock trades at a discount to both our fair-value estimate and analyst target. - Fair-value discount: 73.10% vs 93.01 (our estimate) - Analyst target discount: 13.26% vs 60.86 (analyst count 21.0) - Valuation percentile 63.0/100 suggests fair value, but weak quality scores (35.6) temper upside.
Looking forward Forward P/E of 8.67 and EV/EBITDA of 9.03 imply deep value, yet high debt and weak profitability (net margin 2.6%) remain concerns. Growth in omnichannel and e-commerce could drive long-term upside, but near-term execution risk persists.
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Data as of 2026-09-05, compiled from third-party sources; errors and delays are possible and figures are not warranted. Investing puts your capital at risk; past performance does not predict future results. We publish our full track record, including the calls that lost, and our conflicts of interest.