Fidelity National Information Services, Inc. FIS
Composite 52/100; the shares have moved about 36% annualised. Names that move more contribute more risk for the same amount invested, and our composite reflects how strong the evidence for this one is right now.
Balance-sheet strength ranks 26/100 — a moderate mark against it.
Income ranks 87/100 — a strong point in its favour. Valuation ranks 85/100 — a strong point in its favour. Quality ranks 58/100 — a slight point in its favour.
Balance-sheet strength ranks 26/100 — a moderate mark against it. Momentum ranks 28/100 — a moderate mark against it. Growth ranks 42/100 — a slight mark against it.
What the company does FIS provides core banking, payments, and capital-markets technology to financial institutions and businesses. Its segments include Banking Solutions, Capital Market Solutions, and Corporate and Other, offering core processing, fraud management, card services, and digital banking tools.
Key financials ROE 22.4%, ROA 4.3%, ROCE 11.5%. Gross/operating/net margins are 35.8%/20.7%/27.7%. Revenue grew 5.4% while EPS fell -30.6%. Debt/equity is 1.33x and interest coverage is 21.66x. Dividend yield is 4.2% with a 28.5% payout ratio.
Stock health Sideravia scores: Quality 59.3, Growth 41.5, Strength 26.0, Valuation 82.0, Momentum 27.9, Income 84.1. Piotroski F-Score is 6/9 and Altman Z is 0.24. Current ratio is 0.54 and net debt/EBITDA is 5.82x.
Price vs fair value The stock trades at a discount of 20.20% versus the analyst mean target of 50.35. - Embedded banking launch aims to offset core revenue pressure (FIS press releases) - Recent product partnerships with Ericsson may take time to scale (FIS/Ericsson announcements) - Stock down 2.3% post-earnings amid growth concerns (company-reported metric)
Looking forward Forward P/E of 6.57x and EV/EBITDA of 9.87x sit below long-run averages, reflecting weak near-term momentum. Management is pivoting toward embedded finance and wallet partnerships to diversify revenue. Execution risk remains elevated given high leverage and low Z-score.
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Data as of 2026-09-05, compiled from third-party sources; errors and delays are possible and figures are not warranted. Investing puts your capital at risk; past performance does not predict future results. We publish our full track record, including the calls that lost, and our conflicts of interest.