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Figure Technology Solutions, Inc. FIGR

Price 36.2 USD
as of 2026-09-05
57/100
Mixed
Quality71
Growth96
Balance-sheet strength59
Valuation20
Momentum41
Income50

Composite 57/100; the shares have moved about 83% annualised. Names that move more contribute more risk for the same amount invested, and our composite reflects how strong the evidence for this one is right now.

Strongest counter-signal

Valuation ranks 20/100 — a strong mark against it.

Case for

Growth ranks 96/100 — a strong point in its favour. Quality ranks 71/100 — a moderate point in its favour. Balance-sheet strength ranks 59/100 — a slight point in its favour.

Case against

Valuation ranks 20/100 — a strong mark against it. Momentum ranks 41/100 — a slight mark against it.

What the company does Figure Technology Solutions (FIGR) builds blockchain-based financial infrastructure spanning lending, trading, and investing. Its platforms include a loan origination system paired with a capital-markets marketplace (Figure Connect) and a digital-asset exchange offering interest-bearing stablecoin deposits.

Key financials Revenue grew 119% and EPS grew 278% year-over-year. Gross margin is 100%, operating margin 25%, and net margin 35%. ROE is 21.7% and ROA is 3.9%. The balance sheet shows debt/equity of 1.02 and a current ratio of 1.90.

Stock health Momentum is weak: -22% over 3 months, -62% over 6 months, and -67% below its 52-week high. Sideravia’s overall score is 51.7, with Valuation at the 21st percentile and Momentum at the 13th.

Price vs fair value The stock trades at a **discount of 97.60%** to the analyst 12-month target of 51.00. - Analyst target implies 98% upside from the current price (analyst count 7). - Valuation percentile is 20.7, indicating rich pricing versus peers (Sideravia). - Net margin of 35% supports premium valuation despite weak momentum. - Debt/equity of 1.02 and current ratio of 1.90 suggest moderate leverage and liquidity. - RSI(14) at 39 indicates the stock is not oversold despite recent declines.

Looking forward Forward P/E is unavailable and PEG is not meaningful, limiting near-term valuation anchors. Growth remains strong but must translate into sustainable profitability to justify current multiples.

sideravia.comEvery stock argues both sides.
Research, not advice · sideravia.com/conflicts — read the policy

This is not investment advice. Sideravia provides automated, data-driven analysis for information and education only. Nothing on this page is a personal recommendation or an invitation to buy or sell any security, and it does not consider your objectives or financial situation. Assessments are generated by rules applied uniformly to every covered stock — how our scores work.

Data as of 2026-09-05, compiled from third-party sources; errors and delays are possible and figures are not warranted. Investing puts your capital at risk; past performance does not predict future results. We publish our full track record, including the calls that lost, and our conflicts of interest.