Fair Isaac Corporation FICO
Composite 58/100; the shares have moved about 61% annualised. Names that move more contribute more risk for the same amount invested, and our composite reflects how strong the evidence for this one is right now.
Momentum ranks 16/100 — a strong mark against it.
Quality ranks 88/100 — a strong point in its favour. Growth ranks 74/100 — a moderate point in its favour. Balance-sheet strength ranks 67/100 — a moderate point in its favour.
Momentum ranks 16/100 — a strong mark against it. Valuation ranks 31/100 — a moderate mark against it.
What the company does Fair Isaac Corporation (FICO) delivers analytics software and credit scoring solutions globally. Its Scores segment provides predictive credit and consumer scores, while the Software segment offers decision management tools for fraud detection, marketing, and customer engagement.
Key financials FICO reports strong profitability with ROE 35.6%, ROA 40.0%, and ROCE 96.8%. Margins are robust: gross 85.1%, operating 53.8%, and net 34.1%. Revenue and EPS growth are 15.9% and 29.8%, respectively, with a Piotroski F-Score of 7/9 and Altman Z-score of 9.31.
Stock health Momentum is weak: -11.82% (3m), -23.78% (6m), and -27.47% (12m), with RSI(14) at 45.00. Quality and growth scores are high (88.2 and 74.2), but valuation and momentum scores are low (30.6 and 15.8).
Price vs fair value The stock trades at a **discount of 33.80%** versus the analyst mean target of 1476.32. - Recent headlines question performance relative to peers (ADP context) and highlight underperformance (Adobe comparison). - Valuation percentile is low (30.6/100), with forward P/E at 20.70 and PEG at 0.34. - Momentum remains weak despite strong fundamentals.
Looking forward Forward P/E of 20.70 and PEG of 0.34 suggest potential value, but weak momentum and valuation scores temper near-term sentiment. Analysts’ mean target implies significant upside, though recent headlines reflect sector skepticism.
This is not investment advice. Sideravia provides automated, data-driven analysis for information and education only. Nothing on this page is a personal recommendation or an invitation to buy or sell any security, and it does not consider your objectives or financial situation. Assessments are generated by rules applied uniformly to every covered stock — how our scores work.
Data as of 2026-09-03, compiled from third-party sources; errors and delays are possible and figures are not warranted. Investing puts your capital at risk; past performance does not predict future results. We publish our full track record, including the calls that lost, and our conflicts of interest.