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FinecoBank Banca Fineco S.p.A. FBK.MI

Price 23.4 EUR
as of 2026-09-05
53/100
Constructive
Quality62
Growth56
Balance-sheet strength37
Valuation37
Momentum74
Income69

Composite 53/100; the shares have moved about 25% annualised. Names that move more contribute more risk for the same amount invested, and our composite reflects how strong the evidence for this one is right now.

Strongest counter-signal

Valuation ranks 37/100 — a moderate mark against it.

Case for

Momentum ranks 74/100 — a moderate point in its favour. Income ranks 69/100 — a moderate point in its favour. Quality ranks 62/100 — a moderate point in its favour.

Case against

Valuation ranks 37/100 — a moderate mark against it. Balance-sheet strength ranks 37/100 — a moderate mark against it.

What the company does FinecoBank is an Italian multi‑channel bank offering current accounts, mortgages, trading, asset management and advisory via branches and digital platforms.

Key financials ROE 24.6%, ROA 1.8%, net margin 48.7%, revenue growth 4.2%, dividend yield 3.4% and payout 69.8% signal strong profitability and income.

Stock health Quality 59.8/100 and income 78.5/100 are high, while growth 34.9/100 and valuation 40.8/100 are low; momentum 65.8/100 is positive.

Price vs fair value The stock trades at a PREMIUM of 16.90% versus our fair-value estimate and at a discount of 10.12% versus the 12-month target. - Net margin 48.7% supports premium valuation (company data) - Growth percentile 34.9 lags peers, justifying part of the premium (Sideravia) - Momentum 29.39% over 12m and RSI 56.00 indicate upward trend (company data) - Dividend yield 3.4% adds support (company data)

Looking forward Forward P/E 19.10 implies 14.4% compression from trailing 22.31x, suggesting expectations for margin stability or deceleration.

sideravia.comEvery stock argues both sides.
Research, not advice · sideravia.com/conflicts — read the policy

This is not investment advice. Sideravia provides automated, data-driven analysis for information and education only. Nothing on this page is a personal recommendation or an invitation to buy or sell any security, and it does not consider your objectives or financial situation. Assessments are generated by rules applied uniformly to every covered stock — how our scores work.

Data as of 2026-09-05, compiled from third-party sources; errors and delays are possible and figures are not warranted. Investing puts your capital at risk; past performance does not predict future results. We publish our full track record, including the calls that lost, and our conflicts of interest.