Circle Internet Group CRCL
Composite 38/100; the shares have moved about 98% annualised. Names that move more contribute more risk for the same amount invested, and our composite reflects how strong the evidence for this one is right now.
Valuation ranks 22/100 — a strong mark against it.
Its least weak area is Income at 50.
Valuation ranks 22/100 — a strong mark against it. Momentum ranks 31/100 — a moderate mark against it. Balance-sheet strength ranks 39/100 — a slight mark against it.
What the company does Circle Internet Group (CRCL) operates a platform for stablecoin and blockchain applications, including Arc Blockchain, Circle Digital Assets (USDC, EURC, USYC), and applications like Circle Payments Network and StableFX. Its infrastructure supports real-world economic activity on-chain via liquidity, custody, and developer services.
Key financials CRCL reports weak profitability: ROE -3%, ROA -0.1%, ROCE -3.9%, and net margin -2.8%. Revenue grew 20% but EPS fell -80.9%. Liquidity is tight (current ratio 1.03), and leverage is low (debt/equity 0.00) but interest coverage is -147.30.
Stock health Momentum is poor: -32.78% (3m), -11.81% (6m), -64.63% (12m), and -66.77% below its 52-week high. RSI(14) is 44.90, indicating neither overbought nor oversold conditions.
Price vs fair value CRCL trades at a PREMIUM of 73.40% to our fair-value estimate of 17.06 and a discount of 87.98% to the analyst 12-month target of 120.76. - Recent regulatory win (NY Trust Charter) hasn’t offset macro headwinds (Bitcoin at $64K) (Stocktwits) - Fed policy uncertainty persists, leaving key profit drivers unresolved (TheStreet) - Analysts cut price targets ahead of earnings (TheStreet) - Cathie Wood’s Ark Invest trimmed crypto exposure but added to Circle (decrypt)
Looking forward Forward P/E of 56.50 reflects high growth expectations despite weak fundamentals. Tokenization tailwinds (Equiniti CEO remarks) and IBM patent acquisition may support long-term value, but near-term execution and macro sensitivity remain key risks.
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Data as of 2026-09-05, compiled from third-party sources; errors and delays are possible and figures are not warranted. Investing puts your capital at risk; past performance does not predict future results. We publish our full track record, including the calls that lost, and our conflicts of interest.