Columbia Banking System, Inc. COLB
Composite 59/100; the shares have moved about 24% annualised. Names that move more contribute more risk for the same amount invested, and our composite reflects how strong the evidence for this one is right now.
Growth ranks 46/100 — a slight mark against it.
Income ranks 89/100 — a strong point in its favour. Valuation ranks 73/100 — a moderate point in its favour. Momentum ranks 59/100 — a slight point in its favour.
Growth ranks 46/100 — a slight mark against it. Balance-sheet strength ranks 47/100 — a slight mark against it.
What the company does Columbia Banking System, Inc. (COLB) is a regional bank holding company offering commercial banking, private banking, mortgage, wealth management, and treasury services across the U.S. Its core products include deposit accounts, commercial lending, SBA financing, and integrated digital payment solutions.
Key financials COLB reports ROE of 11% and ROA of 1.2%, with net margins at 28.4%. Revenue grew 35% year-over-year, though EPS declined -0.1%. The bank maintains a dividend yield of 2.3% with a payout ratio of 57.6%.
Stock health Momentum indicators show 12-month gains of 35.08%, though the stock is -7.21% below its 52-week high. The RSI(14) stands at 46.40, suggesting neutral momentum. Sideravia scores highlight average quality (63.0) but strong valuation (73.2) and income (76.7).
Price vs fair value The stock trades at a **discount** of 29.60% to our fair-value estimate of 40.50 and a **discount** of 9.03% to the 12-month target of 34.07. - Cited as "under $50" and flagged for concerns in a recent negative stock-picking piece (StockStory) - Forward P/E of 10.21 and PEG of 0.17 signal deep value relative to peers - Valuation percentile of 73.2/100 places COLB in the top quartile for cheapness
Looking forward Analysts (n=14) expect a 12-month target of 34.07, implying ~8% upside from the current price. Forward earnings growth and strong net margins support the valuation case, though revenue growth sustainability remains a watchpoint.
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Data as of 2026-09-03, compiled from third-party sources; errors and delays are possible and figures are not warranted. Investing puts your capital at risk; past performance does not predict future results. We publish our full track record, including the calls that lost, and our conflicts of interest.