Cullen/Frost Bankers, Inc. CFR
Composite 56/100; the shares have moved about 19% annualised. Names that move more contribute more risk for the same amount invested, and our composite reflects how strong the evidence for this one is right now.
Growth ranks 40/100 — a slight mark against it.
Momentum ranks 71/100 — a moderate point in its favour. Income ranks 67/100 — a moderate point in its favour. Quality ranks 60/100 — a slight point in its favour.
Growth ranks 40/100 — a slight mark against it.
What the company does Cullen/Frost Bankers, Inc. (CFR) is a Texas-based regional bank holding company offering commercial and consumer banking, including loans, deposit services, treasury management, and trust/investment services primarily in Texas.
Key financials CFR reports ROE 15.5%, ROA 1.3%, and ROCE 1.6%. Net margin is 30.0% with revenue growth 7.8% and EPS growth 15.2%. Dividend yield is 2.5% with a 39.0% payout ratio.
Stock health Momentum is strong: 12m 27.19%, 6m 24.95%, 3m 17.26%. RSI(14) is 74.40, indicating overbought conditions. Sideravia scores Valuation 64.8 and Momentum 72.6.
Price vs fair value CFR trades at a PREMIUM of 5.90% to our fair-value estimate and a PREMIUM of 4.75% to the 12-month target. - Q2 earnings beat driven by higher net interest income and fee growth (Zacks) - Record loan pipeline and margin expansion highlighted in earnings call (GuruFocus.com) - Customer growth and Texas market strength emphasized in deep-dive analysis (StockStory) - Analysts cite competitive positioning in Texas as key driver (MarketBeat)
Looking forward Forward P/E is 15.58 with PEG at 5.64, suggesting moderate valuation relative to growth. Analysts focus on Texas market dynamics and margin trends as key forward indicators.
This is not investment advice. Sideravia provides automated, data-driven analysis for information and education only. Nothing on this page is a personal recommendation or an invitation to buy or sell any security, and it does not consider your objectives or financial situation. Assessments are generated by rules applied uniformly to every covered stock — how our scores work.
Data as of 2026-09-03, compiled from third-party sources; errors and delays are possible and figures are not warranted. Investing puts your capital at risk; past performance does not predict future results. We publish our full track record, including the calls that lost, and our conflicts of interest.