Citizens Financial Group, Inc. CFG
Composite 59/100; the shares have moved about 25% annualised. Names that move more contribute more risk for the same amount invested, and our composite reflects how strong the evidence for this one is right now.
Balance-sheet strength ranks 50/100 — a slight mark against it.
Momentum ranks 71/100 — a moderate point in its favour. Income ranks 71/100 — a moderate point in its favour. Valuation ranks 69/100 — a moderate point in its favour.
Balance-sheet strength ranks 50/100 — a slight mark against it.
What the company does Citizens Financial Group operates as a regional bank holding company offering retail and commercial banking, wealth management, and treasury services across the U.S. Its segments include Consumer Banking (deposits, mortgages, credit cards) and Commercial Banking (lending, leasing, risk management).
Key financials ROE 8.3%, ROA 0.9%, ROCE 1.2%. Net margin 26.1%, operating margin 35.1%. Revenue growth -9.7%, EPS growth 26.4%. Debt/Equity 0.62, current ratio 11.01. Dividend yield 2.6%, payout 39.9%.
Stock health SideraVIA scores: Overall 58.5 (average quality, attractively valued), Quality 55.0, Growth 53.0, Momentum 70.2. Piotroski F-Score 8/9. RSI(14) 40.80, -7.46% from 52-week high.
Price vs fair value The stock trades at a discount of 15.60% versus the analyst mean target of 80.59. - Trading below analyst mean target (StockStory) - Excluded from S&P 500 radar (StockStory) - Mixed post-Q2 earnings coverage (StockStory)
Looking forward Forward P/E 13.76, PEG 0.88. Analysts note attractive valuation but flag execution risks in core banking segments. Momentum remains positive over 3/6/12 months despite recent pullback.
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Data as of 2026-09-05, compiled from third-party sources; errors and delays are possible and figures are not warranted. Investing puts your capital at risk; past performance does not predict future results. We publish our full track record, including the calls that lost, and our conflicts of interest.