Commerce Bancshares, Inc. CBSH
Composite 56/100; the shares have moved about 17% annualised. Names that move more contribute more risk for the same amount invested, and our composite reflects how strong the evidence for this one is right now.
Growth ranks 47/100 — a slight mark against it.
Valuation ranks 69/100 — a moderate point in its favour. Quality ranks 58/100 — a slight point in its favour. Momentum ranks 58/100 — a slight point in its favour.
Growth ranks 47/100 — a slight mark against it. Balance-sheet strength ranks 48/100 — a slight mark against it.
What the company does Commerce Bancshares, Inc. (CBSH) is a regional bank holding company offering retail, mortgage, commercial, investment, trust, and wealth management services across the U.S. Its segments include Retail Banking (consumer loans, deposits, cards), Commercial (corporate lending, leasing, merchant services), and Wealth (asset management, estate planning).
Key financials CBSH reports ROE 14.7%, ROA 1.8%, and ROCE 2.3%. Net margin is 31.6% with revenue growth 14.2% and EPS growth 1.4%. Valuation metrics include P/E 14.48 (forward 13.23), P/B 1.95, and dividend yield 1.8% (payout 26.6%).
Stock health SideraVaria scores CBSH 61.0 overall (Average quality, attractively valued). Strength 50.0 lags, while Valuation 71.3 and Income 71.7 score higher. Momentum shows 12m 4.28% return and RSI(14) 61.40.
Price vs fair value The stock trades at a discount to both our fair-value estimate and analyst target. - Price is at a 9.40% discount to our fair-value estimate of 65.19 (SideraVaria). - Price is at an 8.31% discount to the 12-month target of 64.56 (analyst count 9.0). - Valuation percentile 71.3/100 suggests undervaluation relative to peers (SideraVaria). - Recent momentum of 15.15% over 3 months may temper near-term upside (Momentum data).
Looking forward Forward P/E of 13.23 and PEG of 1.39 imply moderate earnings growth expectations. Analysts (nine tracked) see 64.56 as the 12-month target, suggesting potential upside from the current 59.60 price.
This is not investment advice. Sideravia provides automated, data-driven analysis for information and education only. Nothing on this page is a personal recommendation or an invitation to buy or sell any security, and it does not consider your objectives or financial situation. Assessments are generated by rules applied uniformly to every covered stock — how our scores work.
Data as of 2026-09-03, compiled from third-party sources; errors and delays are possible and figures are not warranted. Investing puts your capital at risk; past performance does not predict future results. We publish our full track record, including the calls that lost, and our conflicts of interest.