Citigroup Inc. C
Composite 54/100; the shares have moved about 29% annualised. Names that move more contribute more risk for the same amount invested, and our composite reflects how strong the evidence for this one is right now.
Balance-sheet strength ranks 36/100 — a moderate mark against it.
Momentum ranks 72/100 — a moderate point in its favour. Valuation ranks 62/100 — a moderate point in its favour. Income ranks 60/100 — a slight point in its favour.
Balance-sheet strength ranks 36/100 — a moderate mark against it.
What the company does Citigroup operates a diversified global bank across five segments: Services (cash management, trade), Markets (sales & trading, FX, commodities), Banking (investment banking, M&A), U.S. Personal Banking, and Wealth. It serves corporations, governments, institutions, and consumers with treasury, securities services, advisory, and digital asset custody solutions.
Key financials ROE 8.5%, ROA 0.7%, net margin 21.8%. Revenue growth -1.4%, EPS growth 15.2%. Debt/Equity 3.84, net debt/EBITDA 15.95, current ratio 0.47. Forward P/E 12.39, PEG 0.69, P/B 1.18. Dividend yield 2.0%, payout 25.4%.
Stock health Sideravia scores: Overall 53.9 (average quality, attractively valued, positive momentum), Quality 52.7, Growth 51.3, Strength 36.3, Valuation 60.2, Momentum 71.5, Income 59.3. Piotroski F-Score 5/9. RSI(14) 44.90; off 9.73% from 52-week high.
Price vs fair value The stock trades at a discount of 16.30% versus the analyst mean target of 154.50. - July card delinquencies ticked up, raising asset-quality concerns (Zacks). - New bitcoin custody platform may position Citi for digital asset growth (Yahoo Finance Video, Simply Wall St). - Zacks notes mixed sentiment as stock falls despite market uptick.
Looking forward Forward earnings multiple 12.39x suggests modest valuation, while momentum and income scores are supportive. Strength score lags peers, indicating execution risk in core franchises.
This is not investment advice. Sideravia provides automated, data-driven analysis for information and education only. Nothing on this page is a personal recommendation or an invitation to buy or sell any security, and it does not consider your objectives or financial situation. Assessments are generated by rules applied uniformly to every covered stock — how our scores work.
Data as of 2026-09-05, compiled from third-party sources; errors and delays are possible and figures are not warranted. Investing puts your capital at risk; past performance does not predict future results. We publish our full track record, including the calls that lost, and our conflicts of interest.