Popular, Inc. BPOP
Composite 68/100; the shares have moved about 19% annualised. Names that move more contribute more risk for the same amount invested, and our composite reflects how strong the evidence for this one is right now.
Its least supportive area is Balance-sheet strength at 55 — still above average.
Momentum ranks 75/100 — a strong point in its favour. Growth ranks 72/100 — a moderate point in its favour. Valuation ranks 71/100 — a moderate point in its favour.
Its least supportive area is Balance-sheet strength at 55 — still above average.
What the company does Popular, Inc. (BPOP) is a regional bank holding company offering retail, mortgage, and commercial banking services across Puerto Rico, the U.S., and Latin America. Its core products include deposit accounts, consumer and commercial loans, leasing, insurance, and investment services.
Key financials BPOP reports strong profitability with ROE at 15.7% and ROA at 1.2%. Net margins stand at 31.6%, supported by gross margins of 100.0% and operating margins of 41.0%. Revenue grew 7.6% while EPS surged 40.9%, reflecting operational efficiency and earnings momentum.
Stock health The stock shows robust momentum with 12-month gains of 57.91% and a 6m return of 33.66%. Quality and momentum scores are high at 68.9 and 84.3, respectively, while valuation ranks at the 80th percentile. Dividend yield is modest at 1.8% with a conservative payout ratio of 20.3%.
Price vs fair value The stock trades at a **discount** of 17.90% to our fair-value estimate of 207.68 and a **discount** of 10.27% to the 12-month target of 194.30. - High valuation percentile (80.0) suggests limited upside from current levels (Valuation 80.0). - Strong momentum (84.3) and earnings growth (40.9%) may already be priced in. - Net margins of 31.6% and ROE of 15.7% support quality but do not fully justify the valuation gap.
Looking forward Forward P/E of 12.47 and a PEG of 1.37 indicate moderate earnings growth expectations. Analysts (n=10) see potential upside to 194.30, implying ~10% upside from the current price of 176.20. Momentum and profitability trends remain key drivers for valuation reassessment.
This is not investment advice. Sideravia provides automated, data-driven analysis for information and education only. Nothing on this page is a personal recommendation or an invitation to buy or sell any security, and it does not consider your objectives or financial situation. Assessments are generated by rules applied uniformly to every covered stock — how our scores work.
Data as of 2026-09-03, compiled from third-party sources; errors and delays are possible and figures are not warranted. Investing puts your capital at risk; past performance does not predict future results. We publish our full track record, including the calls that lost, and our conflicts of interest.