Banca Monte dei Paschi di Siena S.p.A. BMPS.MI
Composite 61/100; the shares have moved about 32% annualised. Names that move more contribute more risk for the same amount invested, and our composite reflects how strong the evidence for this one is right now.
Balance-sheet strength ranks 35/100 — a moderate mark against it.
Income ranks 97/100 — a strong point in its favour. Momentum ranks 85/100 — a strong point in its favour. Valuation ranks 71/100 — a moderate point in its favour.
Balance-sheet strength ranks 35/100 — a moderate mark against it.
What the company does Banca Monte dei Paschi di Siena (BMPS.MI) is Italy’s oldest bank, offering retail and corporate banking, wealth management, and investment services. It serves private clients, SMEs, and large corporates with loans, deposits, asset management, and insurance products.
Key financials ROE 13% and ROA 2% signal modest profitability. Net margins stand at 60%, while revenue growth is 96%. The dividend yield is 7%, with a payout ratio of 62%. Valuation metrics include a P/E of 8.5x (forward 13.1x) and P/B of 1.25x.
Stock health Momentum is strong: +71% over 12 months, +47% in 6 months, and RSI at 63. Quality scores are weak (44/100), but momentum (90/100) and income (97/100) are standouts.
Price vs fair value The stock trades at a PREMIUM of 5.30% to our fair-value estimate of 11.06 and a PREMIUM of 4.11% to the 12-month target of 11.20. - Italian family disputes over the Ray-Ban fortune may be lifting sentiment toward Italian luxury-linked assets (Bloomberg 2026-07-30). - Intesa’s upgraded profit outlook and potential bid for BMPS could be supporting the premium (WSJ 2026-07-29). - Valuation percentile at 74/100 suggests limited margin of safety despite attractive multiples.
Looking forward Forward P/E of 13x implies moderate growth expectations. Focus remains on execution in retail and wealth segments, with momentum supporting near-term sentiment.
This is not investment advice. Sideravia provides automated, data-driven analysis for information and education only. Nothing on this page is a personal recommendation or an invitation to buy or sell any security, and it does not consider your objectives or financial situation. Assessments are generated by rules applied uniformly to every covered stock — how our scores work.
Data as of 2026-09-03, compiled from third-party sources; errors and delays are possible and figures are not warranted. Investing puts your capital at risk; past performance does not predict future results. We publish our full track record, including the calls that lost, and our conflicts of interest.