Banco Bilbao Vizcaya Argentaria, S.A. BBVA.MC
Composite 66/100; the shares have moved about 29% annualised. Names that move more contribute more risk for the same amount invested, and our composite reflects how strong the evidence for this one is right now.
Balance-sheet strength ranks 46/100 — a slight mark against it.
Momentum ranks 91/100 — a strong point in its favour. Income ranks 82/100 — a strong point in its favour. Valuation ranks 75/100 — a strong point in its favour.
Balance-sheet strength ranks 46/100 — a slight mark against it.
What the company does Banco Bilbao Vizcaya Argentaria (BBVA) is a diversified global bank offering retail, wholesale, investment, and transaction banking, along with insurance, asset management, and digital banking services across Spain, Mexico, Turkey, and other regions.
Key financials BBVA reports ROE of 19%, ROA of 1.4%, and ROCE of 7.0%. Net margins stand at 33.1%, with revenue and EPS growth of 11.9% and 13.3%, respectively. The dividend yield is 4.0% with a payout ratio of 40.1%.
Stock health Momentum is strong: 3m 36.35%, 6m 17.48%, 12m 73.44%. RSI(14) is 68.80, and the stock is 0.20% below its 52w high. Sideravia scores Valuation 68.9 and Momentum 81.5, indicating attractive valuation and positive momentum.
Price vs fair value BBVA trades at a **PREMIUM** of 10.25% versus the analyst 12-month target of 21.90 and at a **discount** of 14.10% versus our fair-value estimate of 27.83. - Q2 2026 earnings call highlights record profit (GuruFocus.com, MarketBeat) - BBVA raises profitability outlook and plans $2.3B buyback (The Wall Street Journal) - Valuation percentile of 68.9 supports the discount vs fair value (Sideravia)
Looking forward Forward P/E is 12.09 and PEG is 2.23, suggesting moderate valuation relative to growth. Analysts cite strong profitability outlook and buyback plans as key drivers.
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Data as of 2026-09-05, compiled from third-party sources; errors and delays are possible and figures are not warranted. Investing puts your capital at risk; past performance does not predict future results. We publish our full track record, including the calls that lost, and our conflicts of interest.