Banco BPM S.p.A. BAMI.MI
Composite 52/100; the shares have moved about 25% annualised. Names that move more contribute more risk for the same amount invested, and our composite reflects how strong the evidence for this one is right now.
Growth ranks 22/100 — a strong mark against it.
Income ranks 94/100 — a strong point in its favour. Momentum ranks 80/100 — a strong point in its favour. Valuation ranks 67/100 — a moderate point in its favour.
Growth ranks 22/100 — a strong mark against it. Balance-sheet strength ranks 32/100 — a moderate mark against it. Quality ranks 47/100 — a slight mark against it.
What the company does Banco BPM S.p.A. is an Italian regional bank offering retail, corporate, and investment banking, asset management, insurance, and leasing services to individuals and businesses.
Key financials ROE 13.7%, ROA 1.0%, net margin 37.8%, revenue growth 2.9%. Dividend yield 6.5% with payout 76.8%. P/E 11.38 (forward 11.49), P/B 1.54.
Stock health Momentum strong: +23.90% (3m), +28.14% (6m), +53.53% (12m). RSI(14) 50.90; -3.64% from 52w high. Sideravia overall score 56.6, with valuation 74.4 and momentum 82.2.
Price vs fair value The stock trades at a **discount** of 23.60% to our fair-value estimate and at a **PREMIUM** of 5.92% to the analyst 12-month target. - Discount reflects average quality score (Quality 50.4) despite attractive valuation (Valuation 74.4). - Premium versus target may reflect strong recent momentum (Momentum 82.2) and high dividend yield (Income 88.4). - Italian family disputes over Ray-Ban fortune (Bloomberg) may weigh on investor sentiment.
Looking forward Forward P/E 11.49 suggests undemanding valuation. Growth remains modest (Revenue +2.9%), but income appeal is high. Watch for execution on asset quality and cost discipline.
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Data as of 2026-09-04, compiled from third-party sources; errors and delays are possible and figures are not warranted. Investing puts your capital at risk; past performance does not predict future results. We publish our full track record, including the calls that lost, and our conflicts of interest.