American Express Company AXP
Composite 59/100; the shares have moved about 24% annualised. Names that move more contribute more risk for the same amount invested, and our composite reflects how strong the evidence for this one is right now.
Income ranks 47/100 — a slight mark against it.
Quality ranks 72/100 — a moderate point in its favour. Growth ranks 64/100 — a moderate point in its favour. Valuation ranks 56/100 — a slight point in its favour.
Income ranks 47/100 — a slight mark against it.
What the company does American Express is an integrated payments company offering credit/charge cards, travel and expense management services, and merchant processing across the U.S. and internationally. It serves consumers, small businesses, and large corporations through digital and direct channels.
Key financials AXP posts strong profitability metrics: ROE 34.4%, ROA 3.8%, ROCE 17.1%, and net margin 16.1%. Revenue and EPS grew 12.8% and 11.0% respectively. Operating margin stands at 20.3%, with gross margin at 62.3%. Profitability is supported by high-quality scores (Quality 75.9).
Stock health Momentum is mixed: +7.54% over 3 months, +0.21% over 6 months, and +10.42% over 12 months, but down 12.53% from its 52-week high. RSI(14) at 44.80 suggests neutral technical momentum. The company maintains a solid current ratio of 1.55 and a Piotroski F-Score of 8/9.
Price vs fair value The stock trades at a discount of 11.70% versus the analyst mean target of 375.50. - AXP’s premium positioning in affluent consumer and corporate segments supports long-term value (Sideravia Quality 75.9). - Recent headlines focus on Berkshire Hathaway’s large bets on Alphabet, which may be redirecting investor attention from payment incumbents (Investopedia, Quartz). - AXP’s discount may reflect short-term rotation away from financials amid broader market narratives (GuruFocus.com).
Looking forward Forward P/E of 19.42 and PEG of 3.02 suggest moderate valuation relative to growth. Analysts expect continued revenue and earnings growth, supported by strong operating leverage and recurring revenue streams. The dividend yield of 1.1% with a low payout ratio of 21.5% offers potential for future increases.
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Data as of 2026-09-05, compiled from third-party sources; errors and delays are possible and figures are not warranted. Investing puts your capital at risk; past performance does not predict future results. We publish our full track record, including the calls that lost, and our conflicts of interest.