Allianz SE ALV.DE
Composite 60/100; the shares have moved about 17% annualised. Names that move more contribute more risk for the same amount invested, and our composite reflects how strong the evidence for this one is right now.
Growth ranks 45/100 — a slight mark against it.
Momentum ranks 83/100 — a strong point in its favour. Income ranks 81/100 — a strong point in its favour. Valuation ranks 67/100 — a moderate point in its favour.
Growth ranks 45/100 — a slight mark against it. Balance-sheet strength ranks 48/100 — a slight mark against it.
What the company does Allianz SE is a diversified global insurer offering property-casualty, life/health, and asset management products to retail and corporate clients. Its Property-Casualty segment provides motor liability, accident, and property insurance, while Life/Health offers annuities, term insurance, and health coverage. The Asset Management arm manages equity, fixed income, real estate, and alternative investments for institutional and retail investors.
Key financials Allianz reports strong profitability with ROE at 18.7%, net margin at 10.4%, and revenue/EPS growth of 8.8% and 52.4% respectively. Operating margins stand at 19.3%, supported by a current ratio of 174.87% and interest coverage of 16.37x. Dividend payout is 49.7% with a 0.0% yield.
Stock health Momentum is robust: 12-month return is 29.60%, RSI(14) is 66.20, and the stock sits 1.27% below its 52-week high. Sideravia scores Valuation at 69.9/100 and Momentum at 77.4/100, indicating attractive valuation and positive momentum.
Price vs fair value The stock trades at a **PREMIUM** of 1.02% versus the 12-month analyst target of 423.83 and at a **discount** of 8.90% versus our fair-value estimate of 466.10. - HSBC’s $2.09B divestment of its Singapore insurance unit to Allianz (Zacks) signals strategic expansion. - Retirement fears may drive demand for Allianz’s annuity and life products (Investor’s Business Daily). - Private credit pricing trends in Europe could benefit Allianz’s asset management segment (Bloomberg).
Looking forward Forward P/E of 14.03x and strong ROE support valuation. Growth in asset management and expansion in Asia-Pacific may drive further upside, though dividend yield remains at 0.0%. Analysts (n=17) maintain a balanced view with a slight premium to target.
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Data as of 2026-09-04, compiled from third-party sources; errors and delays are possible and figures are not warranted. Investing puts your capital at risk; past performance does not predict future results. We publish our full track record, including the calls that lost, and our conflicts of interest.