American Financial Group, Inc. AFG
Composite 52/100; the shares have moved about 18% annualised. Names that move more contribute more risk for the same amount invested, and our composite reflects how strong the evidence for this one is right now.
Growth ranks 40/100 — a slight mark against it.
Income ranks 66/100 — a moderate point in its favour. Quality ranks 58/100 — a slight point in its favour. Momentum ranks 58/100 — a slight point in its favour.
Growth ranks 40/100 — a slight mark against it. Balance-sheet strength ranks 49/100 — a slight mark against it. Valuation ranks 49/100 — a slight mark against it.
What the company does American Financial Group (AFG) underwrites property and casualty insurance, including specialty lines such as transportation, marine, executive liability, workers compensation, and trade credit, sold via independent agents.
Key financials AFG posts ROE 19% and ROA 3%, with net margins 11% and revenue growth flat (0%). EPS grew 25% last year, supported by strong underwriting discipline and investment income.
Stock health Momentum is positive: +21% over 12m, RSI 60, and income yield 2.4%. Profitability metrics (ROCE 14%, interest coverage 14x) and liquidity (current ratio 2.2x) are solid, though Altman Z-score 0.31 signals elevated bankruptcy risk.
Price vs fair value AFG trades at a discount to both our fair-value estimate and analyst target: - Price is at a 33% discount to our fair-value estimate of 191 (fair-value estimate 191.21: price is trading at a discount of 33.20%) - Price is at a 3% discount to the 12-month target of 147 (analyst 12-month target 147.17: price is trading at a discount of 2.55%) - Forward P/E 12x vs trailing 13x and PEG 0.7x suggest undemanding multiples relative to growth.
Looking forward Analysts expect 12% EPS growth next year on stable underwriting margins and disciplined capital deployment. Momentum and income metrics remain supportive, but elevated leverage and weak Altman score warrant monitoring.
This is not investment advice. Sideravia provides automated, data-driven analysis for information and education only. Nothing on this page is a personal recommendation or an invitation to buy or sell any security, and it does not consider your objectives or financial situation. Assessments are generated by rules applied uniformly to every covered stock — how our scores work.
Data as of 2026-09-03, compiled from third-party sources; errors and delays are possible and figures are not warranted. Investing puts your capital at risk; past performance does not predict future results. We publish our full track record, including the calls that lost, and our conflicts of interest.