Admiral Group plc ADM.L
Composite 61/100; the shares have moved about 26% annualised. Names that move more contribute more risk for the same amount invested, and our composite reflects how strong the evidence for this one is right now.
Its least supportive area is Valuation at 52 — still above average.
Income ranks 76/100 — a strong point in its favour. Growth ranks 69/100 — a moderate point in its favour. Momentum ranks 68/100 — a moderate point in its favour.
Its least supportive area is Valuation at 52 — still above average.
What the company does Admiral Group plc (ADM.L) is a UK-based insurer and lender operating under brands like Admiral, More Than, and ConTe.it across the UK, France, Italy, and Spain. It underwrites motor, home, pet, and travel insurance, and offers personal loans and car finance products.
Key financials Admiral reports strong profitability metrics: ROE 53%, ROA 7.7%, and ROCE 21%. Gross, operating, and net margins stand at 41.5%, 20.8%, and 14.8%, respectively. Revenue declined -4.1% and EPS fell -20.5%, while the dividend yield is 4.4% with a 73.1% payout ratio.
Stock health The stock shows robust momentum with 3m, 6m, and 12m gains of 10.50%, 42.82%, and 14.74%, respectively. Sideravia scores Quality 70.2 and Momentum 75.4, while the RSI(14) is 69.60, indicating elevated but not extreme bullishness.
Price vs fair value The stock trades at a PREMIUM of 39.70% to our fair-value estimate of 2291.43 and a PREMIUM of 5.68% to the 12-month target of 3582.29. - Valuation percentile of 68.2/100 suggests rich pricing relative to peers (Valuation 68.2). - Forward P/E of 15.36 is near the trailing P/E of 15.32, offering limited earnings discount. - High P/B of 7.43 and strong ROE of 53% may justify premium but limit upside. - Momentum score of 75.4 and 6m gain of 42.82% support elevated pricing.
Looking forward Forward P/E of 15.36 implies moderate earnings expectations. With revenue down -4.1% and EPS down -20.5%, growth remains a concern despite strong profitability and momentum. Dividend sustainability appears intact given a 73.1% payout ratio.
This is not investment advice. Sideravia provides automated, data-driven analysis for information and education only. Nothing on this page is a personal recommendation or an invitation to buy or sell any security, and it does not consider your objectives or financial situation. Assessments are generated by rules applied uniformly to every covered stock — how our scores work.
Data as of 2026-09-05, compiled from third-party sources; errors and delays are possible and figures are not warranted. Investing puts your capital at risk; past performance does not predict future results. We publish our full track record, including the calls that lost, and our conflicts of interest.